Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Pangea Insurance Brokers Ltd, Unit 4, Leylands Farm, Nobs Crook, Winchester, Hampshire, SO21 1TH, United Kingdom
In the full report: 3 background checks
- When pangeainsurance.co.uk first appeared online, and whether it can receive email
- What kind of line 023 8235 4354 is, and the 2 other firms that give it
- Who else gives the postcode SO21 1TH
Other names (1)
If you were contacted under any of these names, it is this firm.
- Pangea BPC Ltd Former name: A name it was registered under before.
FCA permissions and consumer protection
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Sell or arrange insurance FSCS may applyEligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Arranging (bringing about) deals in investments
- Assisting in the administration and performance of a contract of insurance
- Credit Broking
- Dealing in investments as agent
- Making arrangements with a view to transactions in investments
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 11630879 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 18 October 2018 (8 years old)
- Registered office
- Unit 4, Hill View House Leylands Business Park, Colden Common, Winchester, Hampshire, SO21 1TH, England
- Nature of business
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- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Stephen Goulter | Director | Dec 1987 | 18 Oct 2018 | None |
| Michael James Piper | Director | May 1989 | 24 Dec 2020 | 3 other companies |
| Michael David Edgeley | Director | Oct 1966 | 15 May 2026 | 5 other companies |
| Philip John Williams | Director | May 1983 | 15 May 2026 | 51 other companies |
| Nathan Giles Bavidge | Director | Jan 1975 | 23 Oct 2026 | 54 other companies |
| Jitendra Patel | Secretary | Not published | 31 Mar 2026 | – |
Other companies run by these 5 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 80
- closed down
- 30
- are FCA-registered
- 16
In the full report: all 80 companies, named
- What each company does, and whether it is still trading
- Which of these 5 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 16 on the FCA register, including 2 no longer authorised
- The 31 companies these 5 directors run together
- All 6 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£370k
+48% from £250k
Cash at bank
£235k
+2.3% from £230k
Employees (average)
16
+45% from 11
Owed within a year
£303k
+36% from £224k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 11630879. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Pangea Insurance Brokers’s history from the FCA register and Companies House, newest first.
2026
31 March 2026
- Clear Group (Holdings) Limited took control (75–100% of shares)
- Michael James Piper stopped being a part-owner
- Stephen Goulter stopped being a part-owner
Companies House
2022
14 June 2022
- Changed its registered name from "Pangea BPC Ltd"
FCA register
2020
24 December 2020
- Michael James Piper became a part-owner (25–50% of shares)
Companies House
2019
19 June 2019
- Regulated by the FCA from this date
- Became authorised by the FCA
FCA register
2018
18 October 2018
- Incorporated at Companies House
- Stephen Goulter became a part-owner (25–50% of shares)
Companies House
In the full report: all 20 events
- All 20 events in its history (9 shown here)
- Every director appointment and resignation: 7
Firms connected to Pangea Insurance Brokers
Other FCA-listed firms that share a director, phone number or address with Pangea Insurance Brokers. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 12
- no longer authorised
- 1
- share a director
- 12
In the full report: all 12 connected firms, named
- How each is linked: shared directors (12), the same phone number (1), the same postcode (1)
- Who links each one: the named directors, with dates
Firms like Pangea Insurance Brokers
Other firms of the same type (insurance broker), nearest first.
In Winchester
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Pangea Insurance Brokers
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 80 other companies its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 20 events in its history
- 12 connected firms, named, and who links them
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Frequently asked questions about this firm
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What do Pangea Insurance Brokers’ latest accounts show?
Does Pangea Insurance Brokers use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk