Pangea Insurance Brokers Ltd

Reference number: 830817

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Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When pangeainsurance.co.uk first appeared online, and whether it can receive email
  • What kind of line 023 8235 4354 is, and the 2 other firms that give it
  • Who else gives the postcode SO21 1TH
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Pangea BPC Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
18 October 2018 (8 years old)
Registered office
Unit 4, Hill View House Leylands Business Park, Colden Common, Winchester, Hampshire, SO21 1TH, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Stephen Goulter Director Dec 1987 18 Oct 2018 None
Michael James Piper Director May 1989 24 Dec 2020 3 other companies
Michael David Edgeley Director Oct 1966 15 May 2026 5 other companies
Philip John Williams Director May 1983 15 May 2026 51 other companies
Nathan Giles Bavidge Director Jan 1975 23 Oct 2026 54 other companies
Jitendra Patel Secretary Not published 31 Mar 2026 –

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
80
closed down
30
are FCA-registered
16

In the full report: all 80 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 16 on the FCA register, including 2 no longer authorised
  • The 31 companies these 5 directors run together
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Small company accountsNot audited

Net assets

£370k

+48% from £250k

Cash at bank

£235k

+2.3% from £230k

Employees (average)

16

+45% from 11

Owed within a year

£303k

+36% from £224k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11630879. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Pangea Insurance Brokers’s history from the FCA register and Companies House, newest first.

2026

31 March 2026

  • Clear Group (Holdings) Limited took control (75–100% of shares)
  • Michael James Piper stopped being a part-owner
  • Stephen Goulter stopped being a part-owner

Companies House

2022

14 June 2022

  • Changed its registered name from "Pangea BPC Ltd"

FCA register

2020

24 December 2020

  • Michael James Piper became a part-owner (25–50% of shares)

Companies House

2019

19 June 2019

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2018

18 October 2018

  • Incorporated at Companies House
  • Stephen Goulter became a part-owner (25–50% of shares)

Companies House

In the full report: all 20 events

  • All 20 events in its history (9 shown here)
  • Every director appointment and resignation: 7
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Firms connected to Pangea Insurance Brokers

Other FCA-listed firms that share a director, phone number or address with Pangea Insurance Brokers. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
12
no longer authorised
1
share a director
12

In the full report: all 12 connected firms, named

  • How each is linked: shared directors (12), the same phone number (1), the same postcode (1)
  • Who links each one: the named directors, with dates
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Firms like Pangea Insurance Brokers

Other firms of the same type (insurance broker), nearest first.

In Winchester

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Pangea Insurance Brokers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 80 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 20 events in its history
  • 12 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Pangea Insurance Brokers Ltd FCA authorised?
Yes, Pangea Insurance Brokers Ltd (FRN 830817) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2019 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Pangea Insurance Brokers’ phone number and website?
The FCA register lists the phone number 023 8235 4354 and the website pangeainsurance.co.uk for Pangea Insurance Brokers. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 2 other FCA firms.
Is Pangea Insurance Brokers a scam or clone?
Pangea Insurance Brokers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Pangea Insurance Brokers?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Pangea Insurance Brokers to the Financial Ombudsman Service, free of charge.
Who owns Pangea Insurance Brokers?
Pangea Insurance Brokers is owned by Clear Group (Holdings) Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 31 March 2026. Before that, it was controlled by Mr Michael James Piper and Mr Stephen Goulter.
Who runs Pangea Insurance Brokers?
Companies House lists 5 directors of Pangea Insurance Brokers: Stephen Goulter, Michael James Piper, Michael David Edgeley, Philip John Williams and Nathan Giles Bavidge.
How long has Pangea Insurance Brokers been in business?
The company was formed on 18 October 2018, and has held its current FCA authorisation since June 2019.
What do Pangea Insurance Brokers’ latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £370k (+48% from £250k) and cash at bank of £235k (+2.3% from £230k).
Does Pangea Insurance Brokers use any other names?
It has previously used the name Pangea BPC Ltd.

Sources and links

The full report on Pangea Insurance Brokers Ltd

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