i-wonder aggregator services limited

Reference number: 993258

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When i-wonder.co.uk first appeared online, and whether it can receive email
  • What kind of line 023 8017 5134 is
  • Who else gives the postcode SO21 3FL
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • Insurance Cloud Trading name
  • insurancecloud.co.uk Trading name
  • Trade Cloud Trading name
  • tradecloud.co.uk Trading name
  • Insuremystuff4less.com Former trading name

FCA permissions and consumer protection

  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Arranging (bringing about) deals in investments
  • Credit Broking
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06742731
Company status
Active
Company type
Private limited company
Incorporated
6 November 2008 (17 years old)
Registered office
3 Warren Farm Barns Andover Road, Micheldever Station, Winchester, SO21 3FL, England
Nature of business
  • Business and domestic software development (SIC 62012)
  • Other information technology service activities (SIC 62090)
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Directors and company secretaries

Name Role Born Appointed Other companies
Raymond John Vincent Director Aug 1955 6 Nov 2008 13 other companies
Mark Stephen Ryder Director Sep 1959 1 Dec 2017 6 other companies
Frances Marie Howard Director Jul 1975 23 May 2024 None
Denise Vincent Secretary Not published 28 Jun 2016 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
18
closed down
8
run together
1

In the full report: all 18 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 3 directors run together
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 October 2025Small company accountsNot audited

Net assets

£597k

+36% from £439k

Cash at bank

£118k

−83% from £690k

Employees (average)

20

+25% from 16

Owed within a year

£1.69m

+20% from £1.41m

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06742731. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

I-wonder aggregator services’s history from the FCA register and Companies House, newest first.

Key events (8) All events (25)

2023

1 November 2023

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2017

28 June 2017

  • I-Wh Newco 2 gave up control

Companies House

18 April 2017

  • I-Wh Newco 2 took control (75–100% of shares)

Companies House

18 March 2017

  • Stephen Christopher Young stopped being a part-owner

Companies House

2016

7 April 2016

  • Raymond John Vincent became a part-owner (25–50% of shares)
  • Stephen Christopher Young became a part-owner (25–50% of shares)

Companies House

2008

6 November 2008

  • Incorporated at Companies House

Companies House

In the full report: all 25 events

  • All 25 events in its history (8 shown here)
  • Every director appointment and resignation: 9
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Firms like i-wonder aggregator services

Other firms of the same type (insurance broker), nearest first.

In Winchester

Bcm Bays Curry McCowen LLPWinchesterAuthorisedPangea Insurance Brokers LtdWinchesterAuthorisedPangea Life LimitedWinchesterAuthorisedRooster Financial Services LtdWinchesterAuthorisedSecure Choice Advice LimitedWinchesterAuthorisedWims LimitedWinchesterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on i-wonder aggregator services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 18 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 25 events in its history

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Frequently asked questions about this firm

Is i-wonder aggregator services limited FCA authorised?
Yes, i-wonder aggregator services limited (FRN 993258) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2023 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is i-wonder aggregator services’ phone number and website?
The FCA register lists the phone number 023 8017 5134 and the website i-wonder.co.uk for i-wonder aggregator services. If you were given different contact details, use these to check with the firm before going any further.
Is i-wonder aggregator services a scam or clone?
i-wonder aggregator services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with i-wonder aggregator services?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about i-wonder aggregator services to the Financial Ombudsman Service, free of charge.
Who owns i-wonder aggregator services?
Companies House lists one person with significant control of i-wonder aggregator services: Mr Raymond John Vincent (25–50% of shares). Before that, it was controlled by I-Wh Newco 2 and Mr Stephen Christopher Young.
Who runs i-wonder aggregator services?
Companies House lists 3 directors of i-wonder aggregator services: Raymond John Vincent, Mark Stephen Ryder and Frances Marie Howard.
How long has i-wonder aggregator services been in business?
The company was formed on 6 November 2008, and has held its current FCA authorisation since November 2023.
What do i-wonder aggregator services’ latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £597k (+36% from £439k) and cash at bank of £118k (−83% from £690k).
Does i-wonder aggregator services use any other names?
It trades as Insurance Cloud, insurancecloud.co.uk, Trade Cloud and tradecloud.co.uk. It has previously used the name Insuremystuff4less.com.

Sources and links

The full report on i-wonder aggregator services limited

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