Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
Responsible principal firm
Quilter Financial Services Limited Reference number: 440703 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Beacon Financial Planning Limited (FRN 1049513) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Beacon Financial Planning's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Beacon Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
Suite 2.05, 6-9 Snow Hill, London, EC1A 2AY, United Kingdom
In the full report: 2 background checks
- What kind of line 07510 855494 is
- Who else gives the postcode EC1A 2AY
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 16866251 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 20 November 2025 (less than a year old)
- Registered office
- A2 Marquis Court, Team Valley Trading Estate, Gateshead, NE11 0RU, England
- Nature of business
-
- Other business support service activities not elsewhere classified (SIC 82990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Ciaran Patrick Ruttledge | Director | Jun 1987 | 20 Nov 2025 | 1 other company |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- still active
- 1
- is FCA-registered
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
Key dates in its history
Beacon Financial Planning’s history from the FCA register and Companies House, newest first.
2026
12 February 2026
- Became an appointed representative
FCA register
2025
20 November 2025
- Incorporated at Companies House
- Ciaran Patrick Ruttledge took control (75–100% of shares)
- Ciaran Patrick Ruttledge appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to Beacon Financial Planning
Other FCA-listed firms that share a director, phone number or address with Beacon Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 5
- share its postcode
- 5
- past link
- 1
In the full report: all 5 connected firms, named
- How each is linked: the same postcode (5)
- Who links each one: the named directors, with dates
- 1 past link through former directors
Firms like Beacon Financial Planning
Other firms of the same type (financial adviser), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Beacon Financial Planning
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 2 background checks on its contact details
- All 4 events in its history
- 5 connected firms, named, and who links them
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Frequently asked questions about this firm
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What does appointed representative mean for Beacon Financial Planning?
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How long has Beacon Financial Planning been in business?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk