Beansprout Consultancy Ltd

Reference number: 1013693

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Beansprout Consultancy Ltd (FRN 1013693) introduces customers to SJL (Worcester) Ltd (FRN 763599). Any regulated advice or arranging is done by the principal, not Beansprout Consultancy.
  • Example: if Beansprout Consultancy refers you to a financial adviser, the advice should come from the principal firm, not from Beansprout Consultancy itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When bean-sprout.co.uk first appeared online, and whether it can receive email
  • What kind of line 01525 306920 is
  • Who else gives the postcode MK45 4HR
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through SJL (Worcester) Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
25 June 2023 (3 years old)
Registered office
Capability House, Wrest Park, Silsoe, Bedfordshire, MK45 4HR, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Helen Mary Christopher Director Dec 1970 25 Jun 2023 5 other companies
Kevin Clarence Abranches Director Apr 1979 1 May 2024 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
1
still active
5

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 June 2025Small company accountsNot audited

Net assets

£14.9k

Up £14.6k from £328

Cash at bank

£50.1k

+403% from £9,948

Employees (average)

2

Same as 2

Owed within a year

£48.6k

No earlier figure to compare

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14959795. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Beansprout Consultancy’s history from the FCA register and Companies House, newest first.

2025

19 August 2025

  • Changed its registered name from "• Beansprout Consultancy Ltd"

FCA register

2024

16 May 2024

  • Changed its registered name from "Beansprout Consultancy Ltd"
  • Became an introducer appointed representative

FCA register

1 May 2024

  • Kevin Clarence Abranches became a part-owner (25–50% of shares)
  • Kevin Clarence Abranches appointed as a director

Companies House

2023

25 June 2023

  • Incorporated at Companies House
  • Helen Mary Christopher became a part-owner (25–50% of shares)
  • Helen Mary Christopher appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Beansprout Consultancy

Other firms of the same type (insurance broker), nearest first.

In Bedford

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Beansprout Consultancy

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 8 events in its history

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Frequently asked questions about this firm

Is Beansprout Consultancy Ltd FCA authorised?
Beansprout Consultancy Ltd (FRN 1013693) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Beansprout Consultancy?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Beansprout Consultancy Ltd (FRN 1013693) introduces customers to SJL (Worcester) Ltd (FRN 763599). Any regulated advice or arranging is done by the principal, not Beansprout Consultancy. Example: if Beansprout Consultancy refers you to a financial adviser, the advice should come from the principal firm, not from Beansprout Consultancy itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Beansprout Consultancy’s phone number and website?
The FCA register lists the phone number 01525 306920 and the website bean-sprout.co.uk for Beansprout Consultancy. If you were given different contact details, use these to check with the firm before going any further.
Is Beansprout Consultancy a scam or clone?
Beansprout Consultancy is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Beansprout Consultancy?
Protection works through SJL (Worcester) Ltd, the principal firm responsible for Beansprout Consultancy's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Beansprout Consultancy?
Companies House lists 2 people with significant control of Beansprout Consultancy: Mr Kevin Clarence Abranches (25–50% of shares) and Mrs Helen Mary Christopher (25–50% of shares).
Who runs Beansprout Consultancy?
Companies House lists 2 directors of Beansprout Consultancy: Helen Mary Christopher and Kevin Clarence Abranches.
How long has Beansprout Consultancy been in business?
The company was formed on 25 June 2023.
What do Beansprout Consultancy’s latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £14.9k (up £14.6k from £328) and cash at bank of £50.1k (+403% from £9,948).

Sources and links

The full report on Beansprout Consultancy Ltd

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