Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 5 years
- Protected through the principal
- No FCA actions
- Active company since 2018
- Accounts filed up to 30 November 2024
Responsible principal firm
COVERSURE INSURANCE SERVICES LIMITED Reference number: 309041 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- FIRST CHOICE HEALTH LIMITED (FRN 953581) is an AR of COVERSURE INSURANCE SERVICES LIMITED (FRN 309041). When you use FIRST CHOICE HEALTH's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from FIRST CHOICE HEALTH, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
No website on the FCA register
-
Phone number
-
Address
Ballylawn Barn, Church Hill, Ravensden, Bedford, Bedfordshire, MK44 2RL, United Kingdom
In the full report: 2 background checks
- What kind of line 01933 839500 is
- Who else gives the postcode MK44 2RL
Other names (5)
If you were contacted under any of these names, it is this firm.
- Coversure Trading name: A name it trades under now.
- Coversure (Bedford) Trading name: A name it trades under now.
- Coversure Insurance Services (Bedford) Trading name: A name it trades under now.
- First Choice Health & Protection Trading name: A name it trades under now.
- First Choice Health and Protection Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Coversure Insurance Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 11657901 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 5 November 2018 (7 years old)
- Registered office
- Ballylawn Barn Church Hill, Ravensden, Bedford, MK44 2RL, United Kingdom
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Gareth John Tunstill | Director | Jul 1980 | 5 Nov 2018 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Total equity
£22.9k
Up £21.6k from £1,242
Employees (average)
2
Same as 2
Owed within a year
£73.6k
+4.4% from £70.5k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2019 to 2024
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 11657901. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
First Choice Health’s history from the FCA register and Companies House, newest first.
2022
5 January 2022
- Changed its registered name from "First Choice Health and Protection"
FCA register
2021
24 June 2021
- Became an appointed representative
FCA register
2018
5 November 2018
- Incorporated at Companies House
- Gareth John Tunstill took control (75–100% of shares)
Companies House
In the full report: all 10 events
- All 10 events in its history (4 shown here)
- Every director appointment and resignation: 1
Firms connected to First Choice Health
Other FCA-listed firms that share a director, phone number or address with First Choice Health. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like First Choice Health
Other firms of the same type (insurance broker), nearest first.
In Bedford
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on First Choice Health
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- 6 years of accounts, charted
- All 10 events in its history
- 1 connected firm, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is First Choice Health Limited FCA authorised?
What does appointed representative mean for First Choice Health?
What is First Choice Health’s phone number?
Is First Choice Health a scam or clone?
Is my money safe with First Choice Health?
Who owns First Choice Health?
Who runs First Choice Health?
How long has First Choice Health been in business?
What do First Choice Health’s latest accounts show?
Does First Choice Health use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk