Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 3 years
- Protected through the principal
- No FCA actions
- Active company since 2023
- Accounts filed up to 31 March 2025
Responsible principal firm
Arkke Capital Ltd Reference number: 952414 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Icon Mortgage Associates Ltd (FRN 1001757) is an AR of Arkke Capital Ltd (FRN 952414). When you use Icon Mortgage Associates's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Icon Mortgage Associates, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Room 1, Ebenezer House 2-10, St. Johns Street, Bedford, Bedford, MK42 0DH, United Kingdom
In the full report: 2 background checks
- What kind of line 07481 805756 is
- Who else gives the postcode MK42 0DH
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Arkke Capital Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 14699116 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 1 March 2023 (3 years old)
- Registered office
- Room 1 Ebenezer House, 2-10 St.Johns Street, Bedford, MK42 0DH, United Kingdom
- Nature of business
-
- Activities of mortgage finance companies (SIC 64922)
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Ajeesh Thomas | Director | Apr 1985 | 1 Mar 2023 | 3 other companies |
| Jobit Jacob | Director | Dec 1990 | 17 Sep 2026 | None |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 3
- closed down
- 2
- still active
- 1
In the full report: all 3 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Net assets
£31.9k
+955% from £3,023
Cash at bank
£59.2k
+97% from £30.1k
Employees (average)
4
+300% from 1
Owed within a year
£34.4k
+18% from £29.0k
Net assets
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 14699116. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Icon Mortgage Associates’s history from the FCA register and Companies House, newest first.
2026
17 September 2026
- Jobit Jacob appointed as a director
Companies House
2023
22 August 2023
- Became an appointed representative
FCA register
1 March 2023
- Incorporated at Companies House
- Ajeesh Thomas took control (75–100% of shares)
- Ajeesh Thomas appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Icon Mortgage Associates
Other firms of the same type (insurance broker), nearest first.
In Bedford
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Icon Mortgage Associates
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 3 other companies its directors have run, named
- 2 background checks on its contact details
- All 5 events in its history
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Frequently asked questions about this firm
Is Icon Mortgage Associates Ltd FCA authorised?
What does appointed representative mean for Icon Mortgage Associates?
What is Icon Mortgage Associates’ phone number?
Is Icon Mortgage Associates a scam or clone?
Is my money safe with Icon Mortgage Associates?
Who owns Icon Mortgage Associates?
Who runs Icon Mortgage Associates?
How long has Icon Mortgage Associates been in business?
What do Icon Mortgage Associates’ latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk