Bespoke Independent Financial Advisers Limited

Reference number: 610625

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When bespokeifa.co.uk first appeared online, and whether it can receive email
  • What kind of line 01483 766656 is
  • Who else gives the postcode RG45 6LS
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Other names (8)

If you were contacted under any of these names, it is this firm.

  • Bespoke Trading name
  • Bespoke IFA Trading name
  • Bespoke Financial Consultancy Associates Former trading name
  • Bespoke IFA UK Former trading name
  • Bespoke UK Former trading name
  • BFCA Former trading name
  • BIFA Former trading name
  • BIFAL Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08733808
Company status
Active
Company type
Private limited company
Incorporated
15 October 2013 (13 years old)
Registered office
Unit 5, Wellington Business Park, Duke's Ride, Crowthorne, RG45 6LS, England
Nature of business
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Directors and company secretaries

Name Role Born Appointed Other companies
Paul Grant Francis Director Jun 1958 31 Oct 2017 3 other companies
David Wilson Director Aug 1987 8 Mar 2023 None
Liam Peter Walter Director May 1990 1 Oct 2024 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
still active
2

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 7 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Abridged accountsNot audited

Net assets

£771k

+8.1% from £713k

Cash at bank

£503k

+24% from £406k

Employees (average)

14

Same as 14

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08733808. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Bespoke Independent Financial Advisers’s history from the FCA register and Companies House, newest first.

Key events (9) All events (48)

2017

31 October 2017

  • Board replaced: both directors left and a new director took over
  • David Robert Reaney stopped being a part-owner
  • Pgf Planning Limited took control (75–100% of shares)
  • Timothy Graham Towler stopped being a part-owner

Companies House

2016

6 April 2016

  • David Robert Reaney became a part-owner (25–50% of shares)
  • Timothy Graham Towler became a part-owner (25–50% of shares)

Companies House

2014

22 May 2014

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2013

15 October 2013

  • Incorporated at Companies House

Companies House

In the full report: all 48 events

  • All 48 events in its history (9 shown here)
  • Every director appointment and resignation: 11
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Firms connected to Bespoke Independent Financial Advisers

Other FCA-listed firms that share a director, phone number or address with Bespoke Independent Financial Advisers. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Bespoke Independent Financial Advisers

Other firms of the same type (financial adviser), nearest first.

In Crowthorne

Financial Planning Partners LimitedCrowthorneAuthorisedRoffey Wealth Management LLPCrowthorneAppointed representative

In the Reading (RG) postcode area

Crowe Financial Planning UK LimitedReadingAuthorisedAltor Wealth Management LLPHookAuthorisedArborfield Wealth LimitedArborfieldAuthorisedArborheath LimitedBerkshireAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Bespoke Independent Financial Advisers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 48 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Bespoke Independent Financial Advisers Limited FCA authorised?
Yes, Bespoke Independent Financial Advisers Limited (FRN 610625) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2014 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Bespoke Independent Financial Advisers’ phone number and website?
The FCA register lists the phone number 01483 766656 and the website bespokeifa.co.uk for Bespoke Independent Financial Advisers. If you were given different contact details, use these to check with the firm before going any further.
Is Bespoke Independent Financial Advisers a scam or clone?
Bespoke Independent Financial Advisers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Bespoke Independent Financial Advisers?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Bespoke Independent Financial Advisers to the Financial Ombudsman Service, free of charge.
Who owns Bespoke Independent Financial Advisers?
Bespoke Independent Financial Advisers is owned by Pgf Planning Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 31 October 2017. Before that, it was controlled by David Robert Reaney and Mr Timothy Graham Towler.
Who runs Bespoke Independent Financial Advisers?
Companies House lists 3 directors of Bespoke Independent Financial Advisers: Paul Grant Francis, David Wilson and Liam Peter Walter.
How long has Bespoke Independent Financial Advisers been in business?
The company was formed on 15 October 2013, and has held its current FCA authorisation since May 2014.
What do Bespoke Independent Financial Advisers’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £771k (+8.1% from £713k) and cash at bank of £503k (+24% from £406k).
Does Bespoke Independent Financial Advisers use any other names?
It trades as Bespoke and Bespoke IFA. It has previously used 6 other names, including Bespoke Financial Consultancy Associates, Bespoke IFA UK and Bespoke UK.

Sources and links

The full report on Bespoke Independent Financial Advisers Limited

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