Financial Planning Partners Limited

Reference number: 301132

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When wealth.co.uk first appeared online, and whether it can receive email
  • What kind of line 01344 778990 is
  • Who else gives the postcode RG45 6LS
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Wealth By Design Trading name: A name it trades under now.
  • Financial Planning Partners Ltd Former name: A name it was registered under before.
  • Thames Financial Planning Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Debt-counselling
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
7 October 2002 (24 years old)
Registered office
19 Wellington Business Park, Dukes Ride, Crowthorne, Berkshire, RG45 6LS, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew John Hearne Director May 1982 13 May 2020 2 other companies
DB CORPORATE LIMITED Corporate secretary Not published 3 Nov 2017 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 28 February 2026Small company accountsNot audited

Net assets

£31.8k

+42% from £22.4k

Cash at bank

£174k

+157% from £67.8k

Employees (average)

0

−100% from 6

Owed within a year

£219k

+17% from £187k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04555216. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Financial Planning Partners’s history from the FCA register and Companies House, newest first.

2025

8 December 2025

  • Patrick John Charles Waller gave up control

Companies House

2022

5 October 2022

  • Changed its registered name from "Financial Planning Partners Ltd"

FCA register

2020

8 October 2020

  • Andrew John Hearne took control (75–100% of shares)
  • Patrick John Charles Waller gave up control

Companies House

2016

6 April 2016

  • Patrick John Charles Waller took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2004

31 October 2004

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2002

7 October 2002

  • Incorporated at Companies House

Companies House

In the full report: all 20 events

  • All 20 events in its history (9 shown here)
  • Every director appointment and resignation: 5
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Firms connected to Financial Planning Partners

Other FCA-listed firms that share a director, phone number or address with Financial Planning Partners. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Financial Planning Partners

Other firms of the same type (financial adviser), nearest first.

In Crowthorne

In the Reading (RG) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Financial Planning Partners

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 20 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Financial Planning Partners Limited FCA authorised?
Yes, Financial Planning Partners Limited (FRN 301132) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2004 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Financial Planning Partners’ phone number and website?
The FCA register lists the phone number 01344 778990 and the website wealth.co.uk for Financial Planning Partners. If you were given different contact details, use these to check with the firm before going any further.
Is Financial Planning Partners a scam or clone?
Financial Planning Partners is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Financial Planning Partners?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Financial Planning Partners to the Financial Ombudsman Service, free of charge.
Who owns Financial Planning Partners?
Companies House lists one person with significant control of Financial Planning Partners: Mr Andrew John Hearne (75–100% of shares). Before that, it was controlled by Mr Patrick John Charles Waller.
Who runs Financial Planning Partners?
Companies House lists one director of Financial Planning Partners: Andrew John Hearne.
How long has Financial Planning Partners been in business?
The company was formed on 7 October 2002, and has held its current FCA authorisation since October 2004.
What do Financial Planning Partners’ latest accounts show?
Its latest accounts, to 28 February 2026, show net assets of £31.8k (+42% from £22.4k) and cash at bank of £174k (+157% from £67.8k).
Does Financial Planning Partners use any other names?
It trades as Wealth By Design. It has previously used 2 other names: Financial Planning Partners Ltd and Thames Financial Planning.

Sources and links

The full report on Financial Planning Partners Limited

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