Big Grins Essex Ltd

Reference number: 1020684

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Chrysalis Finance Limited Reference number: 631193 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Big Grins Essex Ltd (FRN 1020684) is an AR of Chrysalis Finance Limited (FRN 631193). When you use Big Grins Essex's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Big Grins Essex, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When dentalworksessex.co.uk first appeared online, and whether it can receive email
  • What kind of line 01277 600111 is
  • Who else gives the postcode CM15 8JE
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • The Dental Works Essex Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Chrysalis Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
15198484
Company status
Active
Company type
Private limited company
Incorporated
9 October 2023 (3 years old)
Registered office
93-95 Hutton Road, Shenfield, Essex, CM15 8JE, United Kingdom
Nature of business
  • Dental practice activities (SIC 86230)

Directors and company secretaries

Name Role Born Appointed Other companies
Michelle Keane Director Aug 1972 9 Oct 2023 2 other companies
Jayesh Pala Director Oct 1987 9 Oct 2023 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 September 2025Abridged accountsNot audited

Net assets

−£59.5k

Up £4,940 from −£64.4k

Cash at bank

£124k

−49% from £245k

Employees (average)

3

Same as 3

Net assets are negative: on its last balance sheet the company owed £59.5k more than it owned.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15198484. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Big Grins Essex’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2024

13 November 2024

  • Became an appointed representative

FCA register

2023

9 October 2023

  • Incorporated at Companies House
  • Jayesh Pala became a part-owner (25–50% of shares)
  • Michelle Keane became a part-owner (25–50% of shares)

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms like Big Grins Essex

Other firms of the same type (dental or medical practice), nearest first.

In Brentwood

Clacton Dental Care LtdBrentwoodAppointed representativeSimplyteeth Brentwood LtdBrentwoodAppointed representativeSmile HQ LimitedBrentwoodAppointed representativeCoptfold Dental LtdBrentwoodAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Big Grins Essex

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 7 events in its history

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Frequently asked questions about this firm

Is Big Grins Essex Ltd FCA authorised?
Big Grins Essex Ltd (FRN 1020684) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Big Grins Essex?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Big Grins Essex Ltd (FRN 1020684) is an AR of Chrysalis Finance Limited (FRN 631193). When you use Big Grins Essex's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Big Grins Essex, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Big Grins Essex’s phone number and website?
The FCA register lists the phone number 01277 600111 and the website dentalworksessex.co.uk for Big Grins Essex. If you were given different contact details, use these to check with the firm before going any further.
Is Big Grins Essex a scam or clone?
Big Grins Essex is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Big Grins Essex?
Protection works through Chrysalis Finance Limited, the principal firm responsible for Big Grins Essex's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Big Grins Essex?
Companies House lists 2 people with significant control of Big Grins Essex: Jayesh Pala (25–50% of shares) and Mrs Michelle Keane (25–50% of shares).
Who runs Big Grins Essex?
Companies House lists 2 directors of Big Grins Essex: Michelle Keane and Jayesh Pala.
How long has Big Grins Essex been in business?
The company was formed on 9 October 2023.
What do Big Grins Essex’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of −£59.5k (up £4,940 from −£64.4k) and cash at bank of £124k (−49% from £245k).
Does Big Grins Essex use any other names?
It trades as The Dental Works Essex.

Sources and links

The full report on Big Grins Essex Ltd

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