Billy Thomas

Reference number: 1041866

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Appointed representative

Billy Thomas does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

2 Plan Wealth Management Limited Reference number: 461598 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Billy Thomas (FRN 1041866) is an AR of 2 Plan Wealth Management Limited (FRN 461598). When you use Billy Thomas's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Billy Thomas, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07534 846804

  • Address

    124 City Road, London, EC1V 2NX, United Kingdom

In the full report: 2 background checks, 1 thing worth a closer look

  • What kind of line 07534 846804 is
  • Whether EC1V 2NX is a shared office: 214 other firms give it
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Flowway Financial Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through 2 Plan Wealth Management Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Billy Thomas’s history from the FCA register and Companies House, newest first.

2025

10 October 2025

  • Became an appointed representative
  • Began trading as "Flowway Financial"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Billy Thomas

Other firms of the same type (financial adviser), nearest first.

In London

SIX Financial Information UK LimitedLondonAppointed representativeMagellan Investment Partners (UK) LimitedLondonAppointed representativeMoonfare UK LimitedLondonAppointed representativeAlpha FX Institutional LimitedLondonAppointed representativeLCP Capital Solutions LimitedLondonAppointed representativeBrighton Park Capital UK LimitedLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Billy Thomas

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details, 1 flagged
  • All 2 events in its history

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Frequently asked questions about this firm

Is Billy Thomas FCA authorised?
Billy Thomas (FRN 1041866) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Billy Thomas?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Billy Thomas (FRN 1041866) is an AR of 2 Plan Wealth Management Limited (FRN 461598). When you use Billy Thomas's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Billy Thomas, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Billy Thomas’ phone number?
The FCA register lists the phone number 07534 846804 for Billy Thomas. If you were given different contact details, use these to check with the firm before going any further.
Is Billy Thomas a scam or clone?
Billy Thomas is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Billy Thomas?
Protection works through 2 Plan Wealth Management Limited, the principal firm responsible for Billy Thomas's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Billy Thomas use any other names?
It trades as Flowway Financial.

Sources and links

The full report on Billy Thomas

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