Bloom Financial Consulting Limited

Reference number: 988707

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When bloomfinancialconsulting.co.uk first appeared online, and whether it can receive email
  • What kind of line 07889 778814 is
  • Who else gives the postcode N19 3RE
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • Attestation - Undertaking to take on liability and responsibility for past advice. Notify FCA in relation to dealing with partners of Vizion Wealth LLP (FRN 565523)
    Limitation of responsibility 1. Bloom Financial Consulting Limited 988707 (Bloom) is required to abide by a deed poll executed by it dated 12/12/2023 in relation to all clients and past business of Vizion Wealth LLP (FRN 565523) (“Vizion”) (the “Deed Poll”) attributed to James Steven Blackham (IRN JSB01251), under which Bloom has accepted liability and responsibility in relation to regulated activities and services carried on by Vizion. The full detail of such acceptance of liability and responsibility by Bloom is set out in the Deed Poll. 2. Bloom will notify the FCA if it becomes aware that any current or former LLP members/partners of Vizion have acquired shares in Bloom. 3. Bloom will notify the FCA if Bloom intends to engage or employ the services of any current or former LLP members/partners of Vizion in any capacity (including, without limitation, as an employee, LLP member/partner, consultant or through any agency or other relationship). This includes referring/introducing business to and from the individuals captured under this Requirement.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
1 September 2022 (4 years old)
Registered office
The Chequers Middle End, Leckhampstead, Buckingham, Buckinghamshire, MK18 5NS, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
James Steven Blackham Director Oct 1992 1 Sep 2022 3 other companies
Jessel Nimesh Dave Director May 1993 1 Sep 2022 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
still active
3
is FCA-registered
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
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Filed accounts and finances

Year to 31 March 2026Micro-entity accountsNot audited

Net assets

£284k

Up £284k from £100

Employees (average)

5

No earlier figure to compare

Owed within a year

£0

No earlier figure to compare

Net assets

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14331033. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Bloom Financial Consulting’s history from the FCA register and Companies House, newest first.

2024

25 March 2024

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Attestation - Undertaking to take on liability and responsibility for past advice. Notify FCA in relation to dealing with partners of Vizion Wealth LLP (FRN 565523))
  • Became authorised by the FCA

FCA register

2022

1 September 2022

  • Incorporated at Companies House
  • James Steven Blackham took control (75–100% of shares)

Companies House

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Bloom Financial Consulting

Other FCA-listed firms that share a director, phone number or address with Bloom Financial Consulting. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
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Firms like Bloom Financial Consulting

Other firms of the same type (financial adviser), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Bloom Financial Consulting

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 9 events in its history

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Frequently asked questions about this firm

Is Bloom Financial Consulting Limited FCA authorised?
Yes, Bloom Financial Consulting Limited (FRN 988707) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2024 and works as a financial adviser. The FCA has placed a limit on what it may do.
What is Bloom Financial Consulting’s phone number and website?
The FCA register lists the phone number 07889 778814 and the website bloomfinancialconsulting.co.uk for Bloom Financial Consulting. If you were given different contact details, use these to check with the firm before going any further.
Is Bloom Financial Consulting a scam or clone?
Bloom Financial Consulting is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Bloom Financial Consulting?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Bloom Financial Consulting to the Financial Ombudsman Service, free of charge.
Who owns Bloom Financial Consulting?
Companies House lists one person with significant control of Bloom Financial Consulting: Mr James Steven Blackham (75–100% of shares).
Who runs Bloom Financial Consulting?
Companies House lists 2 directors of Bloom Financial Consulting: James Steven Blackham and Jessel Nimesh Dave.
How long has Bloom Financial Consulting been in business?
The company was formed on 1 September 2022, and has held its current FCA authorisation since March 2024.
What do Bloom Financial Consulting’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £284k (up £284k from £100).

Sources and links

The full report on Bloom Financial Consulting Limited

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