Brades Financial Management Limited

Reference number: 738203

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Brades Financial Management Limited (FRN 738203) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Brades Financial Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Brades Financial Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When jhfwealth.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 7744 6622 is
  • Whether WC2B 6UJ is a shared office: 88 other firms give it
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Brades Trading name: A name it trades under now.
  • J.H. Flemmings Limited Former name: A name it was registered under before.
  • JHF Wealth Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
14 December 2015 (10 years old)
Registered office
66 Paul Street, London, Greater London, EC2A 4NA, England
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew William Gordon Holder Director Sep 1991 23 Feb 2016 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2
is FCA-registered
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2024Small company accountsNot audited

Net assets

£33.1k

−73% from £122k

Cash at bank

£200k

+42% from £141k

Employees (average)

4

Same as 4

Owed within a year

£349k

+7.7% from £324k

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2019 to 2024
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09914908. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Brades Financial Management’s history from the FCA register and Companies House, newest first.

2026

1 June 2026

  • Kelvin Ventures Limited became a part-owner (25–50% of shares)

Companies House

2025

5 February 2025

  • Changed its registered name from "J.H. Flemmings Limited"

FCA register

2017

28 February 2017

  • Andrew William Gordon Holder became a part-owner (25–50% of shares)
  • Royden Vivian Omario Greaves became a part-owner (25–50% of shares)

Companies House

2016

25 February 2016

  • Became an appointed representative

FCA register

2015

14 December 2015

  • Incorporated at Companies House

Companies House

In the full report: all 16 events

  • All 16 events in its history (6 shown here)
  • Every director appointment and resignation: 7
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Firms connected to Brades Financial Management

Other FCA-listed firms that share a director, phone number or address with Brades Financial Management. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1)
  • Who links it to this firm: the named directors, with dates
Instant PDF download

Firms like Brades Financial Management

Other firms of the same type (financial adviser), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Brades Financial Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 5 years of accounts, charted
  • All 16 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Brades Financial Management Limited FCA authorised?
Brades Financial Management Limited (FRN 738203) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Brades Financial Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Brades Financial Management Limited (FRN 738203) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Brades Financial Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Brades Financial Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Brades Financial Management’s phone number and website?
The FCA register lists the phone number 020 7744 6622 and the website jhfwealth.co.uk for Brades Financial Management. If you were given different contact details, use these to check with the firm before going any further.
Is Brades Financial Management a scam or clone?
Brades Financial Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Brades Financial Management?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Brades Financial Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Brades Financial Management?
Companies House lists 3 people with significant control of Brades Financial Management: Mr Royden Vivian Omario Greaves (25–50% of shares), Mr Andrew William Gordon Holder (25–50% of shares) and Kelvin Ventures Limited (25–50% of shares).
Who runs Brades Financial Management?
Companies House lists one director of Brades Financial Management: Andrew William Gordon Holder.
How long has Brades Financial Management been in business?
The company was formed on 14 December 2015.
What do Brades Financial Management’s latest accounts show?
Its latest accounts, to 31 December 2024, show net assets of £33.1k (−73% from £122k) and cash at bank of £200k (+42% from £141k).
Does Brades Financial Management use any other names?
It trades as Brades. It has previously used 2 other names: J.H. Flemmings Limited and JHF Wealth.

Sources and links

The full report on Brades Financial Management Limited

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