Bspoke Underwriting Ltd

Reference number: 310101

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When bspokeunderwriting.co.uk first appeared online, and whether it can receive email
  • What kind of line 0333 400 9070 is
  • Who else gives the postcode LS25 1NB
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Other names (42)

If you were contacted under any of these names, it is this firm.

  • UK General Insurance Limited Former name: A name it was registered under before.
  • UK Underwriting Limited Former name: A name it was registered under before.
  • Acumus Insurance Solutions Former trading name: A name it used to trade under.
  • Asian WeddingPlan Insurance Former trading name: A name it used to trade under.
  • Benefits Alliance Former trading name: A name it used to trade under.
  • BrokerPal Former trading name: A name it used to trade under.
  • Cancellation Plan Former trading name: A name it used to trade under.
  • CaravanPlan Insurance Former trading name: A name it used to trade under.
  • Group Travel Plan Former trading name: A name it used to trade under.
  • Guard Stone Former trading name: A name it used to trade under.
  • Guardstone Insurance Former trading name: A name it used to trade under.
  • Holidayplan Former trading name: A name it used to trade under.
  • Isles Of Scilly Travel Former trading name: A name it used to trade under.
  • MilitaryPlan Insurance Former trading name: A name it used to trade under.
  • Mortice Landlords Insurance Former trading name: A name it used to trade under.
  • Online Underwriting Former trading name: A name it used to trade under.
  • PedalPlan Insurance Former trading name: A name it used to trade under.
  • PharmacyPlan Former trading name: A name it used to trade under.
  • Primary General Insurance Former trading name: A name it used to trade under.
  • Primary General Online Former trading name: A name it used to trade under.
  • Primary Insurance Former trading name: A name it used to trade under.
  • Primary Social Housing Insurance Former trading name: A name it used to trade under.
  • Primary Travel Insurance Former trading name: A name it used to trade under.
  • Simple Caravan Insurance Former trading name: A name it used to trade under.
  • Simple Landlords Insurance Former trading name: A name it used to trade under.
  • Simple Rent Guarantee Former trading name: A name it used to trade under.
  • Simple Rent Guarantee Insurance Former trading name: A name it used to trade under.
  • Simple Tenants Referencing Former trading name: A name it used to trade under.
  • Simple Travel Insurance Former trading name: A name it used to trade under.
  • Spectrum Commercial Former trading name: A name it used to trade under.
  • Spectrum Commercial Line Former trading name: A name it used to trade under.
  • Tourplan Former trading name: A name it used to trade under.
  • TPS (Insurance Admin Services) Former trading name: A name it used to trade under.
  • Travelplan Direct Former trading name: A name it used to trade under.
  • Travelplan Direct Backpacker Former trading name: A name it used to trade under.
  • Travelplan Direct Prime Former trading name: A name it used to trade under.
  • Travel Plan Online Former trading name: A name it used to trade under.
  • UK General Former trading name: A name it used to trade under.
  • UK General Housing Direct Former trading name: A name it used to trade under.
  • Uk General Insurance Housing Direct Former trading name: A name it used to trade under.
  • Weddingplan Former trading name: A name it used to trade under.
  • WeddingPlan Insurance Former trading name: A name it used to trade under.

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake email addresses (1)
  • ukgeneral@insurer.com
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
8 August 2002 (24 years old)
Registered office
Brookfield Court Selby Road, Garforth, Leeds, LS25 1NB, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Timothy John Smyth Director Jun 1967 18 Jun 2020 6 other companies
Robert Alexander Paul Witts Director Jun 1983 22 Jan 2026 1 other company
Ryan Mark Gill Director Feb 1983 1 Feb 2026 26 other companies
James Robert Purvis Director Dec 1965 1 Mar 2026 10 other companies
Wayne Clinton Tonge Director May 1969 1 Aug 2026 2 other companies
Philip James Welch Director Mar 1990 14 Sep 2026 13 other companies
Penelope Jane Fullerton Secretary Not published 1 Jun 2022 –

Other companies run by these 6 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
35
closed down
13
are FCA-registered
7

In the full report: all 35 companies, named

  • What each company does, and whether it is still trading
  • Which of these 6 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 7 on the FCA register
  • The 14 companies these 6 directors run together
  • All 45 people who have ever been directors, with their dates
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Key dates in its history

Bspoke Underwriting’s history from the FCA register and Companies House, newest first.

2023

25 May 2023

  • Changed its registered name from "UK General Insurance Limited"

FCA register

2019

27 June 2019

  • FCA warned the public about a scam impersonating this firm

FCA warning list

2016

6 April 2016

  • Chicago Holdco Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2011

1 April 2011

  • Changed its registered name from "UK Underwriting Limited"

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2002

8 August 2002

  • Incorporated at Companies House

Companies House

In the full report: all 184 events

  • All 184 events in its history (8 shown here)
  • Every director appointment and resignation: 94
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Firms connected to Bspoke Underwriting

Other FCA-listed firms that share a director, phone number or address with Bspoke Underwriting. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
9
share a director
7
share its postcode
3

In the full report: all 9 connected firms, named

  • How each is linked: shared directors (7), the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Bspoke Underwriting

Other firms of the same type (insurance broker), nearest first.

In Leeds

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Bspoke Underwriting

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 35 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 184 events in its history
  • 9 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Bspoke Underwriting Ltd FCA authorised?
Yes, Bspoke Underwriting Ltd (FRN 310101) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Bspoke Underwriting’s phone number and website?
The FCA register lists the phone number 0333 400 9070 and the website bspokeunderwriting.co.uk for Bspoke Underwriting. If you were given different contact details, use these to check with the firm before going any further.
Is Bspoke Underwriting a scam or clone?
Scammers have impersonated Bspoke Underwriting: the FCA has published a warning about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for Bspoke Underwriting, shown on this page.
Is my money safe with Bspoke Underwriting?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Bspoke Underwriting to the Financial Ombudsman Service, free of charge.
Who owns Bspoke Underwriting?
Bspoke Underwriting is owned by Chicago Holdco Limited, which holds 75–100% of shares, since 6 April 2016.
Who runs Bspoke Underwriting?
Companies House lists 6 directors of Bspoke Underwriting: Timothy John Smyth, Robert Alexander Paul Witts, Ryan Mark Gill, James Robert Purvis, Wayne Clinton Tonge and Philip James Welch.
How long has Bspoke Underwriting been in business?
The company was formed on 8 August 2002, and has held its current FCA authorisation since January 2005.
Does Bspoke Underwriting use any other names?
It has previously used 42 other names, including UK General Insurance Limited, UK Underwriting Limited and Acumus Insurance Solutions.

Sources and links

The full report on Bspoke Underwriting Ltd

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