Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 6 years
- Protected through the principal
- No FCA actions
- Active company since 2020
- Accounts filed up to 31 December 2025
Responsible principal firm
AFS Compliance Ltd Reference number: 625035 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Business Finance House Limited (FRN 934772) is an AR of AFS Compliance Ltd (FRN 625035). When you use Business Finance House's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Business Finance House, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Unit 3, Evolution, Lakeside Business Village, St. Davids Park, Deeside, Flintshire, CH5 3XP, United Kingdom
In the full report: 2 background checks
- What kind of line 01244 506335 is, and the 2 other firms that give it
- Who else gives the postcode CH5 3XP
Other names (1)
If you were contacted under any of these names, it is this firm.
- Asset Finance Solutions Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through AFS Compliance Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 12777443 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 29 July 2020 (6 years old)
- Registered office
- First Floor, Unit 3, Evolution Lakeside Business Village, St Davids Park, Ewloe, CH5 3XP, United Kingdom
- Nature of business
-
- Other credit granting not elsewhere classified (SIC 64929)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Matthew James Allen | Director | Jan 1992 | 29 Jul 2020 | None |
| Dennis James Double | Director | Oct 1987 | 29 Jul 2020 | None |
| Gabriel Benjamin Ford | Director | May 1994 | 29 Jul 2020 | None |
In the full report: every company its directors have run
- Confirmation that these 3 directors run no other company
- All 4 people who have been directors, with their dates
Filed accounts and finances
Net assets
£233k
+11% from £210k
Cash at bank
£106k
+8.5% from £97.9k
Employees (average)
3
Same as 3
Owed within a year
£137k
+28% from £107k
Assets and liabilities
In the full report: all 5 years of accounts
- Every year from 2021 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 12777443. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Business Finance House’s history from the FCA register and Companies House, newest first.
2022
20 May 2022
- David Paul Quigg no longer has significant control
Companies House
2020
23 September 2020
- Became an appointed representative
FCA register
29 July 2020
- Incorporated at Companies House
- David Paul Quigg gained significant control
- Dennis James Double gained significant control
- Gabriel Benjamin Ford gained significant control
- Matthew James Allen gained significant control
Companies House
In the full report: all 13 events
- All 13 events in its history (7 shown here)
- Every director appointment and resignation: 5
Firms connected to Business Finance House
Other FCA-listed firms that share a director, phone number or address with Business Finance House. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- share its phone number
- 2
- share its postcode
- 2
In the full report: all 3 connected firms, named
- How each is linked: the same phone number (2), the same postcode (2)
- Who links each one: the named directors, with dates
Firms like Business Finance House
Other firms of the same type (mortgage adviser or broker), nearest first.
In Deeside
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Business Finance House
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- 5 years of accounts, charted
- All 13 events in its history
- 3 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk