C D Fairfield Capital Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 9 years
Your funds are protected by FSCS
No FCA actions
Active company since 2011
Accounts filed up to 26 December 2024
On its latest accounts it owed £409k more than it owned

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

cdfairfieldcapital.com (opens in a new tab)
Phone number

028 9023 6074
Address

F3 Skainos Centre, 239 Newtownards Road, Belfast, County Antrim, BT4 1AF, Northern Ireland

In the full report: 3 background checks

When cdfairfieldcapital.com first appeared online, and whether it can receive email
What kind of line 028 9023 6074 is
Who else gives the postcode BT4 1AF

Other names (6)

If you were contacted under any of these names, it is this firm.

Get Help With Debt Trading name: A name it trades under now.
Landlord Debt Advisory Trading name: A name it trades under now.
Negative Equity NI Trading name: A name it trades under now.
Negative Equity UK Trading name: A name it trades under now.
negativeequityuk.com Trading name: A name it trades under now.
Fast House Sale NI Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (7 permissions)

Advising on regulated mortgage contracts
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Debt Adjusting
Debt-counselling
Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
Making arrangements with a view to regulated mortgage contracts

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: NI610487 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 22 December 2011 (14 years old)
Registered office: F3 Skainos Centre, 239 Newtownards Road, Belfast, BT4 1AF, Northern Ireland
Nature of business: Financial management (SIC 70221)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Thomas James Cardwell	Director	Apr 1980	22 Dec 2011	6 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 6
closed down: 5
still active: 1

In the full report: all 6 companies, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration
All 2 people who have ever been directors, with their dates

Filed accounts and finances

Year to 26 December 2024Small company accountsNot audited

Net assets

−£409k

Down £323k from −£85.1k

Cash at bank

£3,663

−92% from £45.5k

Employees (average)

13

Same as 13

Owed within a year

£450k

+6.2% from £423k

Net assets are negative: on its last balance sheet the company owed £409k more than it owned.

Assets and liabilities

In the full report: all 5 years of accounts

Every year from 2020 to 2024
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company NI610487. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

C D Fairfield Capital’s history from the FCA register and Companies House, newest first.

Key events (5) All events (18)

2017

24 April 2017

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2016

6 April 2016

Browndod Limited became the majority owner (50–75% of shares)
Oaktree Property Consultancy Ltd became a part-owner (25–50% of shares)

Companies House

2011

22 December 2011

Incorporated at Companies House

Companies House

In the full report: all 18 events

All 18 events in its history (5 shown here)
Every director appointment and resignation: 3

Firms connected to C D Fairfield Capital

Other FCA-listed firms that share a director, phone number or address with C D Fairfield Capital. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like C D Fairfield Capital

Other firms of the same type (lender), nearest first.

In Belfast

Humm Group LimitedBelfastAuthorised Allianz PLCBelfastAuthorised Asgard Financial Services LimitedBelfastAuthorised Bleerick SuppliesBelfastAuthorised Central Finance & Loan Co. LtdBelfastAuthorised Cornmarket Insurance Services LimitedBelfastAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on C D Fairfield Capital

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

6 other companies its directors have run, named
3 background checks on its contact details
5 years of accounts, charted
All 18 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is C D Fairfield Capital Limited FCA authorised?

Yes, C D Fairfield Capital Limited (FRN 688199) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2017 and works as a lender. The FCA has placed no limits on its permissions.

What is C D Fairfield Capital’s phone number and website?

The FCA register lists the phone number 028 9023 6074 and the website cdfairfieldcapital.com for C D Fairfield Capital. If you were given different contact details, use these to check with the firm before going any further.

Is C D Fairfield Capital a scam or clone?

C D Fairfield Capital is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with C D Fairfield Capital?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about C D Fairfield Capital to the Financial Ombudsman Service, free of charge.

Who owns C D Fairfield Capital?

C D Fairfield Capital is owned by Browndod Limited, which holds 50–75% of shares and 50–75% of votes, since 6 April 2016.

Who runs C D Fairfield Capital?

Companies House lists one director of C D Fairfield Capital: Thomas James Cardwell.

How long has C D Fairfield Capital been in business?

The company was formed on 22 December 2011, and has held its current FCA authorisation since April 2017.

What do C D Fairfield Capital’s latest accounts show?

Its latest accounts, to 26 December 2024, show net assets of −£409k (down £323k from −£85.1k) and cash at bank of £3,663 (−92% from £45.5k).

Does C D Fairfield Capital use any other names?

It trades as Get Help With Debt, Landlord Debt Advisory, Negative Equity NI, Negative Equity UK and negativeequityuk.com. It has previously used the name Fast House Sale NI.