C V Gower Funeral Directors Ltd
Reference number: 817217
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 8 years
- Protected through the principal
- No FCA actions
- Active company since 2013
- Accounts filed up to 31 December 2025
Responsible principal firm
Golden Charter Limited Reference number: 965279 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- C V GOWER FUNERAL DIRECTORS LTD (FRN 817217) is an AR of Golden Charter Limited (FRN 965279). When you use C V GOWER FUNERAL DIRECTORS's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from C V GOWER FUNERAL DIRECTORS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
The Chalet, The Square, Winscombe, BS25 1BS, United Kingdom
In the full report: 3 background checks
- When cvgower.co.uk first appeared online, and whether it can receive email
- What kind of line 01934 842945 is
- Who else gives the postcode BS25 1BS
Other names (1)
If you were contacted under any of these names, it is this firm.
- Serenity Direct Cremations Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 08798245 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 2 December 2013 (12 years old)
- Registered office
- The Chalet, The Square, Winscombe, Avon, BS25 1BS
- Nature of business
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- Funeral and related activities (SIC 96030)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Lindsay Jane Lawrence | Director | Apr 1976 | 2 Dec 2013 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£240k
+57% from £153k
Cash at bank
£159k
+34% from £118k
Employees (average)
2
Same as 2
Owed within a year
£121k
+48% from £81.6k
Assets and liabilities
In the full report: all 5 years of accounts
- Every year from 2021 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 08798245. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
C V Gower Funeral Directors’s history from the FCA register and Companies House, newest first.
2025
16 December 2025
- Began trading as "Serenity Direct Cremations"
FCA register
2018
24 August 2018
- Became an appointed representative
FCA register
2016
6 April 2016
- Lindsay Jane Lawrence took control (75–100% of shares)
Companies House
2013
2 December 2013
- Incorporated at Companies House
- Lindsay Jane Lawrence appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like C V Gower Funeral Directors
Other firms of the same type (funeral director), nearest first.
In the Bristol (BS) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on C V Gower Funeral Directors
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- 5 years of accounts, charted
- All 5 events in its history
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Frequently asked questions about this firm
Is C V Gower Funeral Directors Ltd FCA authorised?
What does appointed representative mean for C V Gower Funeral Directors?
What is C V Gower Funeral Directors’ phone number and website?
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What do C V Gower Funeral Directors’ latest accounts show?
Does C V Gower Funeral Directors use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk