Cadence Financial Planning Limited

Reference number: 1042358

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Family Capital Limited Reference number: 765457 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Cadence Financial Planning Limited (FRN 1042358) is an AR of Family Capital Limited (FRN 765457). When you use Cadence Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Cadence Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When cadencefp.co.uk first appeared online, and whether it can receive email
  • What kind of line 01484 253067 is
  • Who else gives the postcode EC4N 7HR
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Family Capital Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14496215
Company status
Active
Company type
Private limited company
Incorporated
21 November 2022 (3 years old)
Registered office
68 King William Street, London, EC4N 7HR, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Keith Samuel Hare Director May 1968 21 Nov 2022 9 other companies
Alex Thomas Bond Director Jun 1977 22 Dec 2025 1 other company
Craig Fitzsimons Director Jul 1981 22 Dec 2025 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
10
closed down
2
went insolvent
2

In the full report: all 10 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • The 2 that went into liquidation or administration
  • The one on the FCA register
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Filed accounts and finances

18 months to 31 May 2025Full accountsNot audited

Net assets

£45.0k

No earlier figure to compare

Cash at bank

£49.8k

No earlier figure to compare

Owed within a year

£9,426

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 14496215. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Cadence Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2025

22 December 2025

  • Alex Thomas Bond became a part-owner (25–50% of shares)
  • Craig Fitzsimons became a part-owner (25–50% of shares)

Companies House

13 October 2025

  • Became an appointed representative

FCA register

2022

21 November 2022

  • Incorporated at Companies House
  • Keith Samuel Hare became a part-owner (25–50% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Cadence Financial Planning

Other FCA-listed firms that share a director, phone number or address with Cadence Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
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Firms like Cadence Financial Planning

Other firms of the same type (financial adviser), nearest first.

In London

SIX Financial Information UK LimitedLondonAppointed representativeMagellan Investment Partners (UK) LimitedLondonAppointed representativeMoonfare UK LimitedLondonAppointed representativeAlpha FX Institutional LimitedLondonAppointed representativeLCP Capital Solutions LimitedLondonAppointed representativeBrighton Park Capital UK LimitedLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cadence Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 10 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 8 events in its history

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Frequently asked questions about this firm

Is Cadence Financial Planning Limited FCA authorised?
Cadence Financial Planning Limited (FRN 1042358) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Cadence Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Cadence Financial Planning Limited (FRN 1042358) is an AR of Family Capital Limited (FRN 765457). When you use Cadence Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Cadence Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Cadence Financial Planning’s phone number and website?
The FCA register lists the phone number 01484 253067 and the website cadencefp.co.uk for Cadence Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Cadence Financial Planning a scam or clone?
Cadence Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cadence Financial Planning?
Protection works through Family Capital Limited, the principal firm responsible for Cadence Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Cadence Financial Planning?
Companies House lists 3 people with significant control of Cadence Financial Planning: Mr Alex Thomas Bond (25–50% of shares), Mr Craig Fitzsimons (25–50% of shares) and Mr Keith Samuel Hare (25–50% of shares).
Who runs Cadence Financial Planning?
Companies House lists 3 directors of Cadence Financial Planning: Keith Samuel Hare, Alex Thomas Bond and Craig Fitzsimons.
How long has Cadence Financial Planning been in business?
The company was formed on 21 November 2022.
What do Cadence Financial Planning’s latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £45.0k (no earlier figure to compare) and cash at bank of £49.8k (no earlier figure to compare).

Sources and links

The full report on Cadence Financial Planning Limited

£19.99 · Instant PDF download

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