Capital Solutions (CSL) Ltd

Reference number: 215644

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Openwork Limited Reference number: 408285 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Capital Solutions (CSL) Ltd (FRN 215644) is an AR of Openwork Limited (FRN 408285). When you use Capital Solutions (CSL)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Capital Solutions (CSL), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01582 343090

  • Address

    3rd Floor, 207 Regent Street, London, W1B 3HH, United Kingdom

In the full report: 2 background checks

  • What kind of line 01582 343090 is
  • Who else gives the postcode W1B 3HH
Instant PDF download
Other names (5)

If you were contacted under any of these names, it is this firm.

  • Capital Solutions Trading name
  • Capital Solutions Financial Guidance Trading name
  • Howard Aaron Shaverien Former name
  • Howard Schaverien Former name
  • Capital Solutions Business Guidance Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Openwork Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08141013
Company status
Active
Company type
Private limited company
Incorporated
12 July 2012 (14 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Management consultancy activities other than financial management (SIC 70229)

Directors and company secretaries

Name Role Born Appointed Other companies
Howard Aaron Schaverien Director Jul 1962 12 Jul 2012 1 other company
Martine Schaverien Director May 1963 1 May 2013 None
Martine Schaverien Secretary Not published 12 Jul 2012 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
Instant PDF download

Filed accounts and finances

Year to 31 July 2025Small company accountsNot audited

Net assets

£29.9k

−43% from £52.6k

Cash at bank

£39.7k

+127% from £17.5k

Employees (average)

2

Same as 2

Owed within a year

£11.4k

−46% from £21.1k

Net assets

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08141013. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Capital Solutions (CSL)’s history from the FCA register and Companies House, newest first.

Key events (8) All events (16)

2016

30 June 2016

  • Howard Aaron Schaverien became the majority owner (50–75% of shares)
  • Martine Schaverien became a part-owner (25–50% of shares)

Companies House

23 February 2016

  • Changed its registered name from "Capital Solutions (Csl) Ltd"

FCA register

2012

7 August 2012

  • Changed its registered name from "Howard Aaron Shaverien"

FCA register

12 July 2012

  • Incorporated at Companies House

Companies House

2007

26 February 2007

  • Changed its registered name from "Capital Solutions"

FCA register

2005

25 July 2005

  • Changed its registered name from "Howard Schaverien"

FCA register

2002

12 July 2002

  • Became an appointed representative

FCA register

In the full report: all 16 events

  • All 16 events in its history (8 shown here)
  • Every director appointment and resignation: 2
Instant PDF download

Firms like Capital Solutions (CSL)

Other firms of the same type (financial adviser), nearest first.

In London

SIX Financial Information UK LimitedLondonAppointed representativeMagellan Investment Partners (UK) LimitedLondonAppointed representativeMoonfare UK LimitedLondonAppointed representativeAlpha FX Institutional LimitedLondonAppointed representativeLCP Capital Solutions LimitedLondonAppointed representativeBrighton Park Capital UK LimitedLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Capital Solutions (CSL)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 16 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Capital Solutions (CSL) Ltd FCA authorised?
Capital Solutions (CSL) Ltd (FRN 215644) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Capital Solutions (CSL)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Capital Solutions (CSL) Ltd (FRN 215644) is an AR of Openwork Limited (FRN 408285). When you use Capital Solutions (CSL)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Capital Solutions (CSL), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Capital Solutions (CSL)’s phone number?
The FCA register lists the phone number 01582 343090 for Capital Solutions (CSL). If you were given different contact details, use these to check with the firm before going any further.
Is Capital Solutions (CSL) a scam or clone?
Capital Solutions (CSL) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Capital Solutions (CSL)?
Protection works through Openwork Limited, the principal firm responsible for Capital Solutions (CSL)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Capital Solutions (CSL)?
Companies House lists 3 people with significant control of Capital Solutions (CSL): Mr Howard Aaron Schaverien (50–75% of shares), Mr Howard Aaron Schaverien (50–75% of shares) and Mrs Martine Schaverien (25–50% of shares).
Who runs Capital Solutions (CSL)?
Companies House lists 2 directors of Capital Solutions (CSL): Howard Aaron Schaverien and Martine Schaverien.
How long has Capital Solutions (CSL) been in business?
The company was formed on 12 July 2012.
What do Capital Solutions (CSL)’s latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £29.9k (−43% from £52.6k) and cash at bank of £39.7k (+127% from £17.5k).
Does Capital Solutions (CSL) use any other names?
It trades as Capital Solutions and Capital Solutions Financial Guidance. It has previously used 3 other names: Howard Aaron Shaverien, Howard Schaverien and Capital Solutions Business Guidance.

Sources and links

The full report on Capital Solutions (CSL) Ltd

£19.99 · Instant PDF download

Loading secure checkout…