Capricorn Campers Limited

Reference number: 985836

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Credo Capital Finance Limited Reference number: 670362 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Capricorn Campers Limited (FRN 985836) introduces customers to Credo Capital Finance Limited (FRN 670362). Any regulated advice or arranging is done by the principal, not Capricorn Campers.
  • Example: if Capricorn Campers refers you to a financial adviser, the advice should come from the principal firm, not from Capricorn Campers itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When capricorncampers.com first appeared online, and whether it can receive email
  • What kind of line 01692 538948 is
  • Who else gives the postcode NR10 5DU
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Credo Capital Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04598023
Company status
Active
Company type
Private limited company
Incorporated
22 November 2002 (23 years old)
Registered office
The Old Quarry Wymondham Road, Kimberley, Wymondham, NR18 9EX, England
Nature of business
  • Other holiday and other collective accommodation (SIC 55209)

Directors and company secretaries

Name Role Born Appointed Other companies
James Lee Beales Director Jan 1977 22 Nov 2002 None
Kelly Louise Beales Director Apr 1977 22 Nov 2018 None
James Lee Beales Secretary Not published 22 Nov 2002 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 30 April 2026Micro-entity accountsNot audited

Net assets

£536k

−4.3% from £559k

Employees (average)

4

+33% from 3

Owed within a year

£448k

+13% from £397k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04598023. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Capricorn Campers’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2022

24 October 2022

  • Became an introducer appointed representative

FCA register

31 March 2022

  • Kelly Louise Beales became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • James Lee Beales became the majority owner (50–75% of shares)

Companies House

2002

22 November 2002

  • Incorporated at Companies House

Companies House

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 4
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Firms like Capricorn Campers

Other firms of the same type (credit broker), nearest first.

In Norwich

Anglia Finance LimitedNorwichAppointed representativeAudeo AF LimitedNorwichAppointed representativeBarnes Rural Finance LtdNorwichAppointed representativeBridgewell Finance LtdNorwichAppointed representativeDavid Hughes Rural Business Solutions LimitedNorwichAppointed representativeFiona SharpNorwichAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Capricorn Campers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 8 events in its history

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Frequently asked questions about this firm

Is Capricorn Campers Limited FCA authorised?
Capricorn Campers Limited (FRN 985836) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Capricorn Campers?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Capricorn Campers Limited (FRN 985836) introduces customers to Credo Capital Finance Limited (FRN 670362). Any regulated advice or arranging is done by the principal, not Capricorn Campers. Example: if Capricorn Campers refers you to a financial adviser, the advice should come from the principal firm, not from Capricorn Campers itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Capricorn Campers’ phone number and website?
The FCA register lists the phone number 01692 538948 and the website capricorncampers.com for Capricorn Campers. If you were given different contact details, use these to check with the firm before going any further.
Is Capricorn Campers a scam or clone?
Capricorn Campers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Capricorn Campers?
Protection works through Credo Capital Finance Limited, the principal firm responsible for Capricorn Campers's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Capricorn Campers?
Companies House lists 2 people with significant control of Capricorn Campers: Mr James Lee Beales (50–75% of shares) and Mrs Kelly Louise Beales (25–50% of shares).
Who runs Capricorn Campers?
Companies House lists 2 directors of Capricorn Campers: James Lee Beales and Kelly Louise Beales.
How long has Capricorn Campers been in business?
The company was formed on 22 November 2002.
What do Capricorn Campers’ latest accounts show?
Its latest accounts, to 30 April 2026, show net assets of £536k (−4.3% from £559k).

Sources and links

The full report on Capricorn Campers Limited

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