Cardoness Holiday Park

Reference number: 422832

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Plum Underwriting Limited Reference number: 309166 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Cardoness Holiday Park (FRN 422832) is an AR of Plum Underwriting Limited (FRN 309166). When you use Cardoness Holiday Park's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Cardoness Holiday Park, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01557 840288

  • Address

    Cardoness Holiday Park, Cardoness, Castle Douglas, Kirkcudbrightshire, DG7 2EP, United Kingdom

In the full report: 2 background checks

  • What kind of line 01557 840288 is
  • Who else gives the postcode DG7 2EP
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Plum Underwriting Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC191804
Company status
Active
Company type
Private unlimited company
Incorporated
8 December 1998 (27 years old)
Registered office
123 Irish Street, Dumfries, Dumfries And Galloway, DG1 2PE, Scotland
Nature of business
  • Recreational vehicle parks, trailer parks and camping grounds (SIC 55300)

Directors and company secretaries

Name Role Born Appointed Other companies
Fiona Mcpherson Hannay Director Sep 1963 8 Dec 1998 1 other company
Mark Gilliat Rainsford Hannay Director Apr 1966 8 Dec 1998 3 other companies
Mark Gilliat Rainsford Hannay Secretary Not published 8 Dec 1998 3 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
still active
2
run together
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
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Key dates in its history

Cardoness Holiday Park’s history from the FCA register and Companies House, newest first.

2016

30 June 2016

  • Fiona McPherson Hannay became a part-owner (25–50% of shares)
  • Mark Gilliat Rainsford Hannay became a part-owner (25–50% of shares)

Companies House

2005

14 January 2005

  • Became an appointed representative

FCA register

1998

8 December 1998

  • Incorporated at Companies House
  • Fiona McPherson Hannay appointed as a director
  • Mark Gilliat Rainsford Hannay appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Cardoness Holiday Park

Other firms of the same type (insurance broker), nearest first.

In the Dumfries (DG) postcode area

Duncan Campbell McCreadyNewton StewartAppointed representativeKimberley Ann LatimerGretnaAppointed representativeMr J M , Mrs H J, Mr P, Mr N and Mr R SwalwellAppointed representativeRisk Protect+ LimitedDumfriesAppointed representativeRupert GourlayNewton StewartAppointed representativeS J M Heggie, O L Graham & I N CarruthersDumfriesAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cardoness Holiday Park

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 6 events in its history

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Frequently asked questions about this firm

Is Cardoness Holiday Park FCA authorised?
Cardoness Holiday Park (FRN 422832) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Cardoness Holiday Park?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Cardoness Holiday Park (FRN 422832) is an AR of Plum Underwriting Limited (FRN 309166). When you use Cardoness Holiday Park's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Cardoness Holiday Park, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Cardoness Holiday Park’s phone number?
The FCA register lists the phone number 01557 840288 for Cardoness Holiday Park. If you were given different contact details, use these to check with the firm before going any further.
Is Cardoness Holiday Park a scam or clone?
Cardoness Holiday Park is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cardoness Holiday Park?
Protection works through Plum Underwriting Limited, the principal firm responsible for Cardoness Holiday Park's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Cardoness Holiday Park?
Companies House lists 2 people with significant control of Cardoness Holiday Park: Mr Mark Gilliat Rainsford Hannay (25–50% of shares) and Mrs Fiona McPherson Hannay (25–50% of shares).
Who runs Cardoness Holiday Park?
Companies House lists 2 directors of Cardoness Holiday Park: Fiona McPherson Hannay and Mark Gilliat Rainsford Hannay.
How long has Cardoness Holiday Park been in business?
The company was formed on 8 December 1998.

Sources and links

The full report on Cardoness Holiday Park

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