Duncan Campbell McCready

Reference number: 576854

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Appointed representative

Duncan Campbell McCready does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Duncan Campbell McCready (FRN 576854) is an AR of Arthur J. Gallagher Insurance Brokers Limited (FRN 311786). When you use Duncan Campbell McCready's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Duncan Campbell McCready, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When lucebayholidaypark.co.uk first appeared online, and whether it can receive email
  • What kind of line 01581 500227 is
  • Who else gives the postcode DG8 0JT
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • Luce Bay Holiday Park & Lodges Trading name: A name it trades under now.
  • R & D Partnership Trading name: A name it trades under now.
  • Luce Bay Holiday Park Former trading name: A name it used to trade under.
  • Mull Of Galloway Holiday Park Former trading name: A name it used to trade under.
  • The Old Mill Holiday Park & Lodges Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Arthur J. Gallagher Insurance Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Duncan Campbell McCready’s history from the FCA register and Companies House, newest first.

2023

9 March 2023

  • Changed its registered name from "R & D Partnership"

FCA register

2012

8 March 2012

  • Became an appointed representative

FCA register

In the full report: all 10 events

  • All 10 events in its history (2 shown here)
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Firms like Duncan Campbell McCready

Other firms of the same type (insurance broker), nearest first.

In Newton Stewart

In the Dumfries (DG) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Duncan Campbell McCready

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 10 events in its history

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Frequently asked questions about this firm

Is Duncan Campbell McCready FCA authorised?
Duncan Campbell McCready (FRN 576854) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Duncan Campbell McCready?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Duncan Campbell McCready (FRN 576854) is an AR of Arthur J. Gallagher Insurance Brokers Limited (FRN 311786). When you use Duncan Campbell McCready's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Duncan Campbell McCready, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Duncan Campbell McCready’s phone number and website?
The FCA register lists the phone number 01581 500227 and the website lucebayholidaypark.co.uk for Duncan Campbell McCready. If you were given different contact details, use these to check with the firm before going any further.
Is Duncan Campbell McCready a scam or clone?
Duncan Campbell McCready is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Duncan Campbell McCready?
Protection works through Arthur J. Gallagher Insurance Brokers Limited, the principal firm responsible for Duncan Campbell McCready's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Duncan Campbell McCready use any other names?
It trades as Luce Bay Holiday Park & Lodges and R & D Partnership. It has previously used 3 other names: Luce Bay Holiday Park, Mull Of Galloway Holiday Park and The Old Mill Holiday Park & Lodges.

Sources and links

The full report on Duncan Campbell McCready

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