Career Smarter Ltd

Reference number: 1011393

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • CAREER SMARTER LTD (FRN 1011393) introduces customers to Social Money Limited (FRN 675283). Any regulated advice or arranging is done by the principal, not CAREER SMARTER.
  • Example: if CAREER SMARTER refers you to a financial adviser, the advice should come from the principal firm, not from CAREER SMARTER itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When careersmarter.com first appeared online, and whether it can receive email
  • What kind of line 07555 136461 is
  • Who else gives the postcode EC1R 5HL
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Social Money Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
23 December 2022 (3 years old)
Registered office
Office One, 1 Coldbath Square, Farringdon, London, EC1R 5HL, United Kingdom
Nature of business
  • Other education not elsewhere classified (SIC 85590)

Directors and company secretaries

Name Role Born Appointed Other companies
Devin Wayne Blewitt Director Sep 1985 23 Dec 2022 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Net assets

£31.5k

+223% from £9,755

Employees (average)

0

Same as 0

Owed within a year

£21.5k

+219% from £6,742

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14557027. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Career Smarter’s history from the FCA register and Companies House, newest first.

2024

20 March 2024

  • Became an introducer appointed representative

FCA register

2022

23 December 2022

  • Incorporated at Companies House
  • Devin Wayne Blewitt took control (75–100% of shares)
  • Devin Wayne Blewitt appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Career Smarter

Other firms of the same type (credit broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Career Smarter

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Career Smarter Ltd FCA authorised?
Career Smarter Ltd (FRN 1011393) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Career Smarter?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Career Smarter Ltd (FRN 1011393) introduces customers to Social Money Limited (FRN 675283). Any regulated advice or arranging is done by the principal, not Career Smarter. Example: if Career Smarter refers you to a financial adviser, the advice should come from the principal firm, not from Career Smarter itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Career Smarter’s phone number and website?
The FCA register lists the phone number 07555 136461 and the website careersmarter.com for Career Smarter. If you were given different contact details, use these to check with the firm before going any further.
Is Career Smarter a scam or clone?
Career Smarter is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Career Smarter?
Protection works through Social Money Limited, the principal firm responsible for Career Smarter's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Career Smarter?
Companies House lists one person with significant control of Career Smarter: Devin Wayne Blewitt (75–100% of shares).
Who runs Career Smarter?
Companies House lists one director of Career Smarter: Devin Wayne Blewitt.
How long has Career Smarter been in business?
The company was formed on 23 December 2022.
What do Career Smarter’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £31.5k (+223% from £9,755).

Sources and links

The full report on Career Smarter Ltd

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