Caroline Griffiths

Reference number: 401793

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Appointed representative

Caroline Griffiths does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Caroline Griffiths (FRN 401793) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Caroline Griffiths's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Caroline Griffiths, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When rosebankwealth.co.uk first appeared online, and whether it can receive email
  • What kind of line 0345 646 1171 is
  • Whether SW3 1JJ is a shared office: 116 other firms give it
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Rosebank Wealth Management Trading name
  • Winchester Associates Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Caroline Griffiths’s history from the FCA register and Companies House, newest first.

2024

14 August 2024

  • Changed its registered name from "Rosebank Wealth Management"
  • Began trading as "Rosebank Wealth Management"

FCA register

2009

19 June 2009

  • Changed its registered name from "Winchester Associates"

FCA register

2004

2 July 2004

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Caroline Griffiths

Other firms of the same type (financial adviser), nearest first.

In London

SIX Financial Information UK LimitedLondonAppointed representativeMagellan Investment Partners (UK) LimitedLondonAppointed representativeMoonfare UK LimitedLondonAppointed representativeAlpha FX Institutional LimitedLondonAppointed representativeLCP Capital Solutions LimitedLondonAppointed representativeBrighton Park Capital UK LimitedLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Caroline Griffiths

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details, 1 flagged
  • All 4 events in its history

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Frequently asked questions about this firm

Is Caroline Griffiths FCA authorised?
Caroline Griffiths (FRN 401793) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Caroline Griffiths?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Caroline Griffiths (FRN 401793) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Caroline Griffiths's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Caroline Griffiths, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Caroline Griffiths’ phone number and website?
The FCA register lists the phone number 0345 646 1171 and the website rosebankwealth.co.uk for Caroline Griffiths. If you were given different contact details, use these to check with the firm before going any further.
Is Caroline Griffiths a scam or clone?
Caroline Griffiths is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Caroline Griffiths?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Caroline Griffiths's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Caroline Griffiths use any other names?
It trades as Rosebank Wealth Management. It has previously used the name Winchester Associates.

Sources and links

The full report on Caroline Griffiths

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