Carrot Finance Limited
Reference number: 1053834
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for under a year
- Protected through the principal
- No FCA actions
- Active company since 2026
- 1 thing worth a closer look in the background checks
Responsible principal firm
Presto Finance Ltd Reference number: 984108 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- CARROT FINANCE LIMITED (FRN 1053834) is an AR of Presto Finance Ltd (FRN 984108). When you use CARROT FINANCE's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from CARROT FINANCE, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
The Old House, Main Street, Maids Moreton, Buckingham, Buckinghamshire, MK18 1QU, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When carrotfinance.co.uk first appeared online, and whether it can receive email
- What kind of line 07393 116521 is
- Who else gives the postcode MK18 1QU
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Presto Finance Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 17085979 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 11 March 2026 (less than a year old)
- Registered office
- The Old House Main Street, Maids Moreton, Buckingham, MK18 1QU, England
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Joshua Clayton | Director | Jun 1989 | 11 Mar 2026 | None |
| Daniel James Howlett | Director | Jun 1979 | 11 Mar 2026 | 2 other companies |
| Bayliss Wilbur Haysom Jackson-Gee | Director | Feb 1992 | 11 Mar 2026 | None |
| David Owen | Secretary | Not published | 11 Mar 2026 | – |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 2
- still active
- 2
In the full report: all 2 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
Key dates in its history
Carrot Finance’s history from the FCA register and Companies House, newest first.
2026
21 April 2026
- Became an appointed representative
FCA register
11 March 2026
- Incorporated at Companies House
- Bayliss Wilbur Haysom Jackson-Gee became a part-owner (25–50% of shares)
- Daniel James Howlett became a part-owner (25–50% of shares)
- Joshua Clayton became a part-owner (25–50% of shares)
Companies House
In the full report: all 9 events
- All 9 events in its history (5 shown here)
- Every director appointment and resignation: 3
Firms like Carrot Finance
Other firms of the same type (mortgage adviser or broker), nearest first.
In Buckingham
In the Milton Keynes (MK) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Carrot Finance
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 other companies its directors have run, named
- 3 background checks on its contact details, 1 flagged
- All 9 events in its history
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Frequently asked questions about this firm
Is Carrot Finance Limited FCA authorised?
What does appointed representative mean for Carrot Finance?
What is Carrot Finance’s phone number and website?
Is Carrot Finance a scam or clone?
Is my money safe with Carrot Finance?
Who owns Carrot Finance?
Who runs Carrot Finance?
How long has Carrot Finance been in business?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk