carzy LTD: FCA regulated?

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Appointed for under a year
Protected through the principal
No FCA actions
Active company since 2025
Confirmation statement is overdue at Companies House

Responsible principal firm

Jigsaw Finance Limited Reference number: 679612 Authorised View firm →

What does this mean?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
carzy LTD (FRN 1055326) introduces customers to Jigsaw Finance Limited (FRN 679612). Any regulated advice or arranging is done by the principal, not carzy.
Example: if carzy refers you to a financial adviser, the advice should come from the principal firm, not from carzy itself.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

carzy.co.uk (opens in a new tab)
Phone number

0161 524 6101
Address

Unit 4, Park Road, Bury, Greater Manchester, BL9 5BQ, United Kingdom

In the full report: 3 background checks

When carzy.co.uk first appeared online, and whether it can receive email
What kind of line 0161 524 6101 is
Who else gives the postcode BL9 5BQ

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Jigsaw Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

Confirmation statement is overdue at Companies House.

Company number: 16418054 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 29 April 2025 (1 year old)
Registered office: Carzy, 20 Swan Street, Manchester, M4 5JW, England
Nature of business: Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Arshya Heydary Zeerdehi	Director	Mar 2003	29 Apr 2025	2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 2
closed down: 2

In the full report: all 2 companies, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration
All 2 people who have ever been directors, with their dates

Key dates in its history

Carzy’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2026

24 April 2026

Became an introducer appointed representative

FCA register

2025

11 August 2025

Hamidreza Ghalandari no longer has significant control

Companies House

29 April 2025

Incorporated at Companies House
Arshya Heydary Zeerdehi became a part-owner (25–50% of shares)
Hamidreza Ghalandari gained significant control

Companies House

In the full report: all 8 events

All 8 events in its history (5 shown here)
Every director appointment and resignation: 3

Firms connected to carzy

Other FCA-listed firms that share a director, phone number or address with carzy. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 2
share its postcode: 2

In the full report: all 2 connected firms, named

How each is linked: the same postcode (2)
Who links each one: the named directors, with dates

Firms like carzy

Other firms of the same type (car dealer), nearest first.

In Bury

Car Benefit Energy Finance LimitedBuryAppointed representative Car Benefit Holdings LimitedBuryAppointed representative Jetchem Systems LimitedBuryNo longer authorised SJS Car Sales LimitedBuryAppointed representative Spectra Shift Autos LtdBuryAppointed representative The Car Sales Company Bury LtdBuryAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on carzy

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

2 other companies its directors have run, named
3 background checks on its contact details
All 8 events in its history
2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is carzy LTD FCA authorised?

carzy LTD (FRN 1055326) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does introducer appointed representative mean for carzy?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. carzy LTD (FRN 1055326) introduces customers to Jigsaw Finance Limited (FRN 679612). Any regulated advice or arranging is done by the principal, not carzy. Example: if carzy refers you to a financial adviser, the advice should come from the principal firm, not from carzy itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is carzy’s phone number and website?

The FCA register lists the phone number 0161 524 6101 and the website carzy.co.uk for carzy. If you were given different contact details, use these to check with the firm before going any further.

Is carzy a scam or clone?

carzy is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with carzy?

Protection works through Jigsaw Finance Limited, the principal firm responsible for carzy's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns carzy?

Companies House lists one person with significant control of carzy: Mr Arshya Heydary Zeerdehi (25–50% of shares). Before that, it was controlled by Mr Hamidreza Ghalandari.

Who runs carzy?

Companies House lists one director of carzy: Arshya Heydary Zeerdehi.

How long has carzy been in business?

The company was formed on 29 April 2025.