Car Benefit Holdings Limited: FCA regulated?

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Appointed for 21 years
Protected through the principal
No FCA actions
Active company since 2003

Responsible principal firm

Car Benefit Loans Limited Reference number: 313849 Authorised View firm →

What does this mean?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
Car Benefit Holdings Limited (FRN 408580) introduces customers to Car Benefit Loans Limited (FRN 313849). Any regulated advice or arranging is done by the principal, not Car Benefit Holdings.
Example: if Car Benefit Holdings refers you to a financial adviser, the advice should come from the principal firm, not from Car Benefit Holdings itself.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

0370 751 9872
Address

The Barracks, 400 Bolton Road, Bury, Greater Manchester, BL8 2DA, United Kingdom

In the full report: 2 background checks

What kind of line 0370 751 9872 is, and the other firm that gives it
Who else gives the postcode BL8 2DA

Other names (1)

If you were contacted under any of these names, it is this firm.

Car Benefit Solutions Trading name: A name it trades under now.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Car Benefit Loans Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 04722006 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 3 April 2003 (23 years old)
Registered office: The Barracks, 400 Bolton Road, Bury, Lancashire, BL8 2DA
Nature of business: Activities of head offices (SIC 70100)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Neil Kevin Davies	Director	Aug 1964	3 Apr 2003	5 other companies
Martin Joseph Maguire	Director	May 1967	3 Apr 2003	6 other companies
Dennis Studholme	Director	Dec 1949	3 Apr 2003	33 other companies
Paul Stephen Taylor	Director	Jun 1975	10 Jun 2004	6 other companies
Paul Stephen Taylor	Secretary	Not published	22 Nov 2005	6 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 33
closed down: 17
are FCA-registered: 9

In the full report: all 33 companies, named

What each company does, and whether it is still trading
Which of these 4 directors sit on each board, and since when
Any that went into liquidation or administration
The 9 on the FCA register, including one no longer authorised
The 6 companies these 4 directors run together
All 5 people who have ever been directors, with their dates

Key dates in its history

Car Benefit Holdings’s history from the FCA register and Companies House, newest first.

Key events (5) All events (12)

2016

6 April 2016

Dennis Studholme became a part-owner (25–50% of shares)
Gerry O'Neill became a part-owner (25–50% of shares)
Martin Joseph Maguire became a part-owner (25–50% of shares)

Companies House

2005

14 January 2005

Became an introducer appointed representative

FCA register

2003

3 April 2003

Incorporated at Companies House

Companies House

In the full report: all 12 events

All 12 events in its history (5 shown here)
Every director appointment and resignation: 6

Firms connected to Car Benefit Holdings

Other FCA-listed firms that share a director, phone number or address with Car Benefit Holdings. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 7
share a director: 7
share its phone number: 1

In the full report: all 7 connected firms, named

How each is linked: shared directors (7), the same phone number (1), the same postcode (6)
Who links each one: the named directors, with dates
2 past links through former directors

Firms like Car Benefit Holdings

Other firms of the same type (car dealer), nearest first.

In Bury

Car Benefit Energy Finance LimitedBuryAppointed representative carzy LTDBuryAppointed representative SJS Car Sales LimitedBuryAppointed representative Spectra Shift Autos LtdBuryAppointed representative The Car Sales Company Bury LtdBuryAppointed representative Tku Cars LtdBuryAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Car Benefit Holdings

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

33 other companies its directors have run, named
2 background checks on its contact details
All 12 events in its history
7 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Car Benefit Holdings Limited FCA authorised?

Car Benefit Holdings Limited (FRN 408580) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does introducer appointed representative mean for Car Benefit Holdings?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Car Benefit Holdings Limited (FRN 408580) introduces customers to Car Benefit Loans Limited (FRN 313849). Any regulated advice or arranging is done by the principal, not Car Benefit Holdings. Example: if Car Benefit Holdings refers you to a financial adviser, the advice should come from the principal firm, not from Car Benefit Holdings itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Car Benefit Holdings’ phone number?

The FCA register lists the phone number 0370 751 9872 for Car Benefit Holdings. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.

Is Car Benefit Holdings a scam or clone?

Car Benefit Holdings is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Car Benefit Holdings?

Protection works through Car Benefit Loans Limited, the principal firm responsible for Car Benefit Holdings's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Car Benefit Holdings?

Companies House lists 3 people with significant control of Car Benefit Holdings: Mr Dennis Studholme (25–50% of shares), Mr Martin Joseph Maguire (25–50% of shares) and Mr Gerry O'Neill (25–50% of shares).

Who runs Car Benefit Holdings?

Companies House lists 4 directors of Car Benefit Holdings: Neil Kevin Davies, Martin Joseph Maguire, Dennis Studholme and Paul Stephen Taylor.

How long has Car Benefit Holdings been in business?

The company was formed on 3 April 2003.

Does Car Benefit Holdings use any other names?

It trades as Car Benefit Solutions.