Spectra Shift Autos Ltd: FCA regulated?

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Appointed for under a year
Protected through the principal
No FCA actions
Active company since 2025
1 thing worth a closer look in the background checks

Responsible principal firm

Jigsaw Finance Limited Reference number: 679612 Authorised View firm →

What does this mean?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
SPECTRA SHIFT AUTOS LTD (FRN 1062909) introduces customers to Jigsaw Finance Limited (FRN 679612). Any regulated advice or arranging is done by the principal, not SPECTRA SHIFT AUTOS.
Example: if SPECTRA SHIFT AUTOS refers you to a financial adviser, the advice should come from the principal firm, not from SPECTRA SHIFT AUTOS itself.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

heapbridgemotors.uk (opens in a new tab)
Phone number

0161 399 5409
Address

16 Bury New Rd,, Heap Bridge,, Bury, Rochdale, BL9 7HR, United Kingdom

In the full report: 3 background checks, 1 thing worth a closer look

When heapbridgemotors.uk first appeared online, and whether it can receive email
What kind of line 0161 399 5409 is
Who else gives the postcode BL9 7HR

Other names (1)

If you were contacted under any of these names, it is this firm.

Heap Bridge Motors Trading name: A name it trades under now.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Jigsaw Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 16863037 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 17 November 2025 (less than a year old)
Registered office: 16 Bury New Rd, Heywood, Bury, BL9 7HR, England
Nature of business: Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Zahra Tehreem Kayani	Director	Feb 1999	24 Feb 2026	5 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 5
closed down: 1
is FCA-registered: 1

In the full report: all 5 companies, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration
The one on the FCA register
All 2 people who have ever been directors, with their dates

Key dates in its history

Spectra Shift Autos’s history from the FCA register and Companies House, newest first.

Key events (5) All events (11)

2026

27 August 2026

Became an introducer appointed representative

FCA register

10 January 2026

Raja Wahaj Sultan took control (75–100% of shares)
Zahra Tehreem Kayani gave up control

Companies House

2025

17 November 2025

Incorporated at Companies House
Zahra Tehreem Kayani took control (75–100% of shares)

Companies House

In the full report: all 11 events

All 11 events in its history (5 shown here)
Every director appointment and resignation: 5

Firms connected to Spectra Shift Autos

Other FCA-listed firms that share a director, phone number or address with Spectra Shift Autos. A link shows who the firm is tied to, not whether either can be trusted.

past link: 1

In the full report: all 0 connected firms, named

1 past link through former directors

Firms like Spectra Shift Autos

Other firms of the same type (car dealer), nearest first.

In Bury

Car Benefit Energy Finance LimitedBuryAppointed representative Car Benefit Holdings LimitedBuryAppointed representative carzy LTDBuryAppointed representative SJS Car Sales LimitedBuryAppointed representative The Car Sales Company Bury LtdBuryAppointed representative Tku Cars LtdBuryAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Spectra Shift Autos

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

5 other companies its directors have run, named
3 background checks on its contact details, 1 flagged
All 11 events in its history

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Frequently asked questions about this firm

Is Spectra Shift Autos Ltd FCA authorised?

Spectra Shift Autos Ltd (FRN 1062909) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does introducer appointed representative mean for Spectra Shift Autos?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Spectra Shift Autos Ltd (FRN 1062909) introduces customers to Jigsaw Finance Limited (FRN 679612). Any regulated advice or arranging is done by the principal, not Spectra Shift Autos. Example: if Spectra Shift Autos refers you to a financial adviser, the advice should come from the principal firm, not from Spectra Shift Autos itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Spectra Shift Autos’ phone number and website?

The FCA register lists the phone number 0161 399 5409 and the website heapbridgemotors.uk for Spectra Shift Autos. If you were given different contact details, use these to check with the firm before going any further.

Is Spectra Shift Autos a scam or clone?

Spectra Shift Autos is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Spectra Shift Autos?

Protection works through Jigsaw Finance Limited, the principal firm responsible for Spectra Shift Autos's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Spectra Shift Autos?

Companies House lists one person with significant control of Spectra Shift Autos: Mr Raja Wahaj Sultan (75–100% of shares). Before that, it was controlled by Miss Zahra Tehreem Kayani.

Who runs Spectra Shift Autos?

Companies House lists one director of Spectra Shift Autos: Zahra Tehreem Kayani.

How long has Spectra Shift Autos been in business?

The company was formed on 17 November 2025.

Does Spectra Shift Autos use any other names?

It trades as Heap Bridge Motors.