Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 1 year
- Protected through the principal
- No FCA actions
- Active company since 2024
- Accounts filed up to 30 November 2025
Responsible principal firm
Sesame Limited Reference number: 150427 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- CD Mortgage Solutions Ltd (FRN 1022294) is an AR of Sesame Limited (FRN 150427). When you use CD Mortgage Solutions's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from CD Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
3 Maplebrook Hill, Coalisland, Dungannon, Northern Ireland, BT71 4TA, United Kingdom
In the full report: 2 background checks
- What kind of line 07463 904321 is
- Who else gives the postcode BT71 4TA
Other names (1)
If you were contacted under any of these names, it is this firm.
- Cathy Donaghy Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Sesame Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- NI723251 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 1 November 2024 (1 year old)
- Registered office
- 3 Maplebrook Hill, Coalisland, Dungannon, BT71 4TA, Northern Ireland
- Nature of business
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- Activities of mortgage finance companies (SIC 64922)
- Life insurance (SIC 65110)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Cathy Bridget Donaghy | Director | Oct 1977 | 1 Nov 2024 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£1
No earlier figure to compare
These accounts were filed as dormant: the company reported no significant trading in the period.
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company NI723251. Figures are exactly as filed; nothing is estimated.
Key dates in its history
CD Mortgage Solutions’s history from the FCA register and Companies House, newest first.
2025
5 December 2025
- Changed its registered name from "Cathy Donaghy"
FCA register
2024
22 November 2024
- Became an appointed representative
- Began trading as "CD Mortgage Solutions"
FCA register
1 November 2024
- Incorporated at Companies House
- Cathy Bridget Donaghy took control (75–100% of shares)
- Cathy Bridget Donaghy appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like CD Mortgage Solutions
Other firms of the same type (mortgage adviser or broker), nearest first.
In Dungannon
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on CD Mortgage Solutions
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- All 6 events in its history
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Frequently asked questions about this firm
Is CD Mortgage Solutions Ltd FCA authorised?
What does appointed representative mean for CD Mortgage Solutions?
What is CD Mortgage Solutions’ phone number?
Is CD Mortgage Solutions a scam or clone?
Is my money safe with CD Mortgage Solutions?
Who owns CD Mortgage Solutions?
Who runs CD Mortgage Solutions?
How long has CD Mortgage Solutions been in business?
What do CD Mortgage Solutions’ latest accounts show?
Does CD Mortgage Solutions use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk