RTM Mortgage Services Ltd

Reference number: 520879

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • RTM Mortgage Services Ltd (FRN 520879) is an AR of TenetLime Limited (FRN 311266). When you use RTM Mortgage Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from RTM Mortgage Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    028 8772 6283

  • Address

    11 Willow Crescent, Dungannon, County Tyrone, BT70 1XQ, United Kingdom

In the full report: 2 background checks

  • What kind of line 028 8772 6283 is
  • Who else gives the postcode BT70 1XQ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Rory Mallon Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through TenetLime Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
20 June 2012 (14 years old)
Registered office
11 Willow Crescent, Dungannon, BT70 1XQ, Northern Ireland
Nature of business
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Directors and company secretaries

Name Role Born Appointed Other companies
Rory Mallon Director Oct 1968 20 Jun 2012 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 June 2025Micro-entity accountsNot audited

Net assets

£1,251

−73% from £4,711

Employees (average)

4

Same as 4

Owed within a year

£155k

−4% from £161k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company NI613291. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

RTM Mortgage Services’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Rory Mallon took control (75–100% of shares)

Companies House

2012

30 August 2012

  • Changed its registered name from "Rory Mallon"

FCA register

20 June 2012

  • Incorporated at Companies House
  • Rory Mallon appointed as a director

Companies House

2010

22 March 2010

  • Became an appointed representative
  • Began trading as "RTM Mortgage Services"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like RTM Mortgage Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Dungannon

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on RTM Mortgage Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is RTM Mortgage Services Ltd FCA authorised?
RTM Mortgage Services Ltd (FRN 520879) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for RTM Mortgage Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. RTM Mortgage Services Ltd (FRN 520879) is an AR of TenetLime Limited (FRN 311266). When you use RTM Mortgage Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from RTM Mortgage Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is RTM Mortgage Services’ phone number?
The FCA register lists the phone number 028 8772 6283 for RTM Mortgage Services. If you were given different contact details, use these to check with the firm before going any further.
Is RTM Mortgage Services a scam or clone?
RTM Mortgage Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with RTM Mortgage Services?
Protection works through TenetLime Limited, the principal firm responsible for RTM Mortgage Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns RTM Mortgage Services?
Companies House lists one person with significant control of RTM Mortgage Services: Mr Rory Mallon (75–100% of shares).
Who runs RTM Mortgage Services?
Companies House lists one director of RTM Mortgage Services: Rory Mallon.
How long has RTM Mortgage Services been in business?
The company was formed on 20 June 2012.
What do RTM Mortgage Services’ latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £1,251 (−73% from £4,711).
Does RTM Mortgage Services use any other names?
It has previously used the name Rory Mallon.

Sources and links

The full report on RTM Mortgage Services Ltd

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