Shields Mortgage Services Ltd

Reference number: 405280

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

First Complete Limited Reference number: 435779 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Shields Mortgage Services Ltd (FRN 405280) is an AR of First Complete Limited (FRN 435779). When you use Shields Mortgage Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Shields Mortgage Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07703 219960

  • Address

    6 Ardglena Grove, Dungannon, Northern Ireland, BT71 7TN, United Kingdom

In the full report: 2 background checks

  • What kind of line 07703 219960 is
  • Who else gives the postcode BT71 7TN
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Shields Mortgage & Financial Services Former name
  • Shields Mortgage Services Limited Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through First Complete Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
NI050809
Company status
Active
Company type
Private limited company
Incorporated
29 May 2004 (22 years old)
Registered office
6 Ardglena Grove, Dungannon, County Tyrone, BT71 7TN, Northern Ireland
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Nial Patrick Shields Director Sep 1965 29 May 2004 1 other company
Nial Patrick Shields Secretary Not published 29 May 2004 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£6,669

+67% from £3,990

Cash at bank

£24.1k

+95% from £12.4k

Employees (average)

3

Same as 3

Owed within a year

£70.9k

−25% from £95.0k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company NI050809. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Shields Mortgage Services’s history from the FCA register and Companies House, newest first.

Key events (6) All events (11)

2025

9 May 2025

  • Changed its registered name from "Shields Mortgage Services Limited"

FCA register

2016

1 July 2016

  • Rona Shields became a part-owner (25–50% of shares)

Companies House

1 June 2016

  • Nial Patrick Shields took control (25–50% of shares)

Companies House

2005

19 January 2005

  • Changed its registered name from "Shields Mortgage & Financial Services"

FCA register

2004

31 October 2004

  • Became an appointed representative

FCA register

29 May 2004

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (6 shown here)
  • Every director appointment and resignation: 5
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Firms like Shields Mortgage Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Dungannon

CD Mortgage Solutions LtdDungannonAppointed representativeMcNicholl Financial Services LimitedDungannonAppointed representativeMooney Financial Services LtdDungannonAppointed representativeRTM Mortgage Services LtdDungannonAppointed representativeEugene Gerard MuldoonDungannonAuthorisedInvestnshare Mortgage SolutionsDungannonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Shields Mortgage Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 11 events in its history

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Frequently asked questions about this firm

Is Shields Mortgage Services Ltd FCA authorised?
Shields Mortgage Services Ltd (FRN 405280) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Shields Mortgage Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Shields Mortgage Services Ltd (FRN 405280) is an AR of First Complete Limited (FRN 435779). When you use Shields Mortgage Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Shields Mortgage Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Shields Mortgage Services’ phone number?
The FCA register lists the phone number 07703 219960 for Shields Mortgage Services. If you were given different contact details, use these to check with the firm before going any further.
Is Shields Mortgage Services a scam or clone?
Shields Mortgage Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Shields Mortgage Services?
Protection works through First Complete Limited, the principal firm responsible for Shields Mortgage Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Shields Mortgage Services?
Companies House lists 2 people with significant control of Shields Mortgage Services: Mr Nial Patrick Shields (25–50% of shares) and Mrs Rona Shields (25–50% of shares).
Who runs Shields Mortgage Services?
Companies House lists one director of Shields Mortgage Services: Nial Patrick Shields.
How long has Shields Mortgage Services been in business?
The company was formed on 29 May 2004.
What do Shields Mortgage Services’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £6,669 (+67% from £3,990) and cash at bank of £24.1k (+95% from £12.4k).
Does Shields Mortgage Services use any other names?
It has previously used 2 other names: Shields Mortgage & Financial Services and Shields Mortgage Services Limited.

Sources and links

The full report on Shields Mortgage Services Ltd

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