Chalice Financial Planning Limited

Reference number: 1003543

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Chalice Financial Planning Limited (FRN 1003543) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Chalice Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Chalice Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When chalicefinancialplanning.co.uk first appeared online, and whether it can receive email
  • What kind of line 07873 103206 is
  • Who else gives the postcode BA6 9GN
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
15129181
Company status
Active
Company type
Private limited company
Incorporated
11 September 2023 (3 years old)
Registered office
6 Ashcott Close, Glastonbury, BA6 9GN, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Paulo Sergio Dos Santos Costa Director Dec 1995 11 Sep 2023 None
Victoria Rachelle Dos Santos Costa Director Jul 1992 26 Mar 2026 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 31 March 2026Micro-entity accountsNot audited

Net assets

£100

Same as £100

Employees (average)

2

+100% from 1

Owed within a year

£61.2k

+494% from £10.3k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15129181. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Chalice Financial Planning’s history from the FCA register and Companies House, newest first.

2026

26 March 2026

  • Victoria Rachelle Dos Santos Costa became a part-owner (25–50% of shares)
  • Victoria Rachelle Dos santos costa appointed as a director

Companies House

2023

31 October 2023

  • Became an appointed representative

FCA register

11 September 2023

  • Incorporated at Companies House
  • Paulo Sergio Dos Santos Costa took control (75–100% of shares)
  • Paulo Sergio Dos santos costa appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Chalice Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Glastonbury

Glastonbury Tor Finance LtdGlastonburyAppointed representativeJonathan GroocockGlastonburyAppointed representativeRuddle Financial Management LimitedGlastonburyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Chalice Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 6 events in its history

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Frequently asked questions about this firm

Is Chalice Financial Planning Limited FCA authorised?
Chalice Financial Planning Limited (FRN 1003543) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Chalice Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Chalice Financial Planning Limited (FRN 1003543) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Chalice Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Chalice Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Chalice Financial Planning’s phone number and website?
The FCA register lists the phone number 07873 103206 and the website chalicefinancialplanning.co.uk for Chalice Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Chalice Financial Planning a scam or clone?
Chalice Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Chalice Financial Planning?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Chalice Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Chalice Financial Planning?
Companies House lists 2 people with significant control of Chalice Financial Planning: Mr Paulo Sergio Dos Santos Costa (75–100% of shares) and Mrs Victoria Rachelle Dos Santos Costa (25–50% of shares).
Who runs Chalice Financial Planning?
Companies House lists 2 directors of Chalice Financial Planning: Paulo Sergio Dos Santos Costa and Victoria Rachelle Dos Santos Costa.
How long has Chalice Financial Planning been in business?
The company was formed on 11 September 2023.
What do Chalice Financial Planning’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £100 (same as £100).

Sources and links

The full report on Chalice Financial Planning Limited

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