Ruddle Financial Management Limited

Reference number: 1044280

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Ruddle Financial Management Limited (FRN 1044280) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Ruddle Financial Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Ruddle Financial Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07309 802266

  • Address

    39 Watts Corner, Glastonbury, Somerset, BA6 8FD, United Kingdom

In the full report: 2 background checks

  • What kind of line 07309 802266 is
  • Who else gives the postcode BA6 8FD
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Ruddle Wealth Management Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
24 September 2025 (1 year old)
Registered office
39 Watts Corner, Glastonbury, BA6 8FD, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Matthew Craig Ruddle Director Jun 1985 24 Sep 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Ruddle Financial Management’s history from the FCA register and Companies House, newest first.

2025

15 October 2025

  • Became an appointed representative
  • Began trading as "Ruddle Wealth Management"

FCA register

24 September 2025

  • Incorporated at Companies House
  • Matthew Craig Ruddle took control (75–100% of shares)
  • Matthew Craig Ruddle appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Ruddle Financial Management

Other firms of the same type (financial adviser), nearest first.

In Glastonbury

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ruddle Financial Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 5 events in its history

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Frequently asked questions about this firm

Is Ruddle Financial Management Limited FCA authorised?
Ruddle Financial Management Limited (FRN 1044280) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Ruddle Financial Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Ruddle Financial Management Limited (FRN 1044280) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Ruddle Financial Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Ruddle Financial Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Ruddle Financial Management’s phone number?
The FCA register lists the phone number 07309 802266 for Ruddle Financial Management. If you were given different contact details, use these to check with the firm before going any further.
Is Ruddle Financial Management a scam or clone?
Ruddle Financial Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ruddle Financial Management?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Ruddle Financial Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Ruddle Financial Management?
Companies House lists one person with significant control of Ruddle Financial Management: Mr Matthew Craig Ruddle (75–100% of shares).
Who runs Ruddle Financial Management?
Companies House lists one director of Ruddle Financial Management: Matthew Craig Ruddle.
How long has Ruddle Financial Management been in business?
The company was formed on 24 September 2025.
Does Ruddle Financial Management use any other names?
It trades as Ruddle Wealth Management.

Sources and links

The full report on Ruddle Financial Management Limited

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