Champion Contract Services Limited

Reference number: 1051313

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • CHAMPION CONTRACT SERVICES LIMITED (FRN 1051313) introduces customers to Independent Broking Solutions Limited (FRN 312026). Any regulated advice or arranging is done by the principal, not CHAMPION CONTRACT SERVICES.
  • Example: if CHAMPION CONTRACT SERVICES refers you to a financial adviser, the advice should come from the principal firm, not from CHAMPION CONTRACT SERVICES itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When champion-contractors.co.uk first appeared online, and whether it can receive email
  • What kind of line 0161 703 254 is
  • Who else gives the postcode M28 3NJ
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Independent Broking Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
12 March 2009 (17 years old)
Registered office
1 Worsley Court, High Street, Worsley, Manchester, M28 3NJ
Nature of business
  • Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name Role Born Appointed Other companies
Karen Lesley Baird Director May 1971 12 Mar 2009 13 other companies
Gerard Cosgrove Director Apr 1958 12 Mar 2009 23 other companies
Karen Lesley Baird Secretary Not published 12 Mar 2009 13 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
25
closed down
10
are FCA-registered
3

In the full report: all 25 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register
  • The 11 companies these 2 directors run together
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Key dates in its history

Champion Contract Services’s history from the FCA register and Companies House, newest first.

2026

10 February 2026

  • Became an introducer appointed representative

FCA register

2016

6 April 2016

  • Champion Limited took control (75–100% of shares)

Companies House

2009

12 March 2009

  • Incorporated at Companies House
  • Gerard Cosgrove appointed as a director
  • Karen Lesley Baird appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Champion Contract Services

Other FCA-listed firms that share a director, phone number or address with Champion Contract Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share its postcode
5

In the full report: all 5 connected firms, named

  • How each is linked: the same postcode (5)
  • Who links each one: the named directors, with dates
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Firms like Champion Contract Services

Other firms of the same type (insurance broker), nearest first.

In Manchester

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Champion Contract Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 25 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 5 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Champion Contract Services Limited FCA authorised?
Champion Contract Services Limited (FRN 1051313) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Champion Contract Services?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Champion Contract Services Limited (FRN 1051313) introduces customers to Independent Broking Solutions Limited (FRN 312026). Any regulated advice or arranging is done by the principal, not Champion Contract Services. Example: if Champion Contract Services refers you to a financial adviser, the advice should come from the principal firm, not from Champion Contract Services itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Champion Contract Services’ phone number and website?
The FCA register lists the phone number 0161 703 254 and the website champion-contractors.co.uk for Champion Contract Services. If you were given different contact details, use these to check with the firm before going any further.
Is Champion Contract Services a scam or clone?
Champion Contract Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Champion Contract Services?
Protection works through Independent Broking Solutions Limited, the principal firm responsible for Champion Contract Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Champion Contract Services?
Champion Contract Services is owned by Champion Limited, which holds 75–100% of shares, since 6 April 2016.
Who runs Champion Contract Services?
Companies House lists 2 directors of Champion Contract Services: Karen Lesley Baird and Gerard Cosgrove.
How long has Champion Contract Services been in business?
The company was formed on 12 March 2009.

Sources and links

The full report on Champion Contract Services Limited

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