Cheshire Mortgage Centre

Reference number: 1004446

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

TMG Direct Limited Reference number: 786245 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Cheshire Mortgage Centre (FRN 1004446) is an AR of TMG Direct Limited (FRN 786245). When you use Cheshire Mortgage Centre's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Cheshire Mortgage Centre, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07772 199375

  • Address

    32 Waterways Avenue, Macclesfield, Cheshire East, SK11 7NF, United Kingdom

In the full report: 2 background checks

  • What kind of line 07772 199375 is
  • Who else gives the postcode SK11 7NF
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through TMG Direct Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
CHESHIRE MORTGAGE CENTRE LIMITED
Company number
12848927
Company status
Active
Company type
Private limited company
Incorporated
31 August 2020 (6 years old)
Registered office
Old Lloyds Chambers, 139-141 Manchester Road, Altrincham, WA14 5NS, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Holly Suzanne Dawson Director Feb 1985 31 Aug 2020 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 August 2025Micro-entity accountsNot audited

Net assets

£140

Down £63 from £203

Employees (average)

1

Same as 1

Owed within a year

£5,818

−36% from £9,154

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12848927. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Cheshire Mortgage Centre’s history from the FCA register and Companies House, newest first.

2023

16 November 2023

  • Became an appointed representative

FCA register

2020

31 August 2020

  • Incorporated at Companies House
  • Holly Suzanne Dawson took control (75–100% of shares)
  • Holly Suzanne Dawson appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Cheshire Mortgage Centre

Other firms of the same type (mortgage adviser or broker), nearest first.

In Macclesfield

Andrew OakesMacclesfieldAppointed representativeCheshire Mortgage Solutions LtdMacclesfieldAppointed representativeGecko Mortgage Brokers LtdMacclesfieldAppointed representativeMarquis Financial Services LimitedMacclesfieldAppointed representativeOptimise Money Group LimitedMacclesfieldAppointed representativeRH Finance LtdMacclesfieldAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cheshire Mortgage Centre

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 5 years of accounts, charted
  • All 4 events in its history

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Frequently asked questions about this firm

Is Cheshire Mortgage Centre FCA authorised?
Cheshire Mortgage Centre (FRN 1004446) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Cheshire Mortgage Centre?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Cheshire Mortgage Centre (FRN 1004446) is an AR of TMG Direct Limited (FRN 786245). When you use Cheshire Mortgage Centre's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Cheshire Mortgage Centre, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Cheshire Mortgage Centre’s phone number?
The FCA register lists the phone number 07772 199375 for Cheshire Mortgage Centre. If you were given different contact details, use these to check with the firm before going any further.
Is Cheshire Mortgage Centre a scam or clone?
Cheshire Mortgage Centre is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cheshire Mortgage Centre?
Protection works through TMG Direct Limited, the principal firm responsible for Cheshire Mortgage Centre's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Cheshire Mortgage Centre?
Companies House lists one person with significant control of Cheshire Mortgage Centre: Miss Holly Suzanne Dawson (75–100% of shares).
Who runs Cheshire Mortgage Centre?
Companies House lists one director of Cheshire Mortgage Centre: Holly Suzanne Dawson.
How long has Cheshire Mortgage Centre been in business?
The company was formed on 31 August 2020.
What do Cheshire Mortgage Centre’s latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £140 (down £63 from £203).

Sources and links

The full report on Cheshire Mortgage Centre

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