Cheshire Mortgage Solutions Ltd

Reference number: 819328

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Cheshire Mortgage Solutions Ltd (FRN 819328) is an AR of TenetLime Limited (FRN 311266). When you use Cheshire Mortgage Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Cheshire Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07795 430172

  • Address

    15 Park Grove, Macclesfield, Cheshire, SK11 8AS, United Kingdom

In the full report: 2 background checks

  • What kind of line 07795 430172 is
  • Who else gives the postcode SK11 8AS
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Julie Gosling Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through TenetLime Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
2 April 2025 (1 year old)
Registered office
15 Park Grove, Macclesfield, SK11 8AS, United Kingdom
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Julie Gosling Director Jan 1972 2 Apr 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Cheshire Mortgage Solutions’s history from the FCA register and Companies House, newest first.

2025

27 May 2025

  • Changed its registered name from "Julie Gosling"

FCA register

2 April 2025

  • Incorporated at Companies House
  • Julie Gosling took control (75–100% of shares)
  • Julie Gosling appointed as a director

Companies House

2018

30 August 2018

  • Became an appointed representative
  • Began trading as "Cheshire Mortgage Solutions"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Cheshire Mortgage Solutions

Other firms of the same type (mortgage adviser or broker), nearest first.

In Macclesfield

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cheshire Mortgage Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 6 events in its history

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Frequently asked questions about this firm

Is Cheshire Mortgage Solutions Ltd FCA authorised?
Cheshire Mortgage Solutions Ltd (FRN 819328) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Cheshire Mortgage Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Cheshire Mortgage Solutions Ltd (FRN 819328) is an AR of TenetLime Limited (FRN 311266). When you use Cheshire Mortgage Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Cheshire Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Cheshire Mortgage Solutions’ phone number?
The FCA register lists the phone number 07795 430172 for Cheshire Mortgage Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Cheshire Mortgage Solutions a scam or clone?
Cheshire Mortgage Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cheshire Mortgage Solutions?
Protection works through TenetLime Limited, the principal firm responsible for Cheshire Mortgage Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Cheshire Mortgage Solutions?
Companies House lists one person with significant control of Cheshire Mortgage Solutions: Mrs Julie Gosling (75–100% of shares).
Who runs Cheshire Mortgage Solutions?
Companies House lists one director of Cheshire Mortgage Solutions: Julie Gosling.
How long has Cheshire Mortgage Solutions been in business?
The company was formed on 2 April 2025.
Does Cheshire Mortgage Solutions use any other names?
It has previously used the name Julie Gosling.

Sources and links

The full report on Cheshire Mortgage Solutions Ltd

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