Chip Financial Wealth Ltd

Reference number: 1005114

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When getchip.uk first appeared online, and whether it can receive email
  • What kind of line 020 3835 5986 is, and the other firm that gives it
  • Who else gives the postcode E1 6HU
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Chip Trading name
  • GetChip Trading name
  • Chip Financial (Investments) Ltd Former name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Arranging (bringing about) deals in investments
  • Arranging safeguarding and administration of assets
  • Making arrangements with a view to transactions in investments
  • Providing Targeted Support

Limits on what they may do

  • Hold and control client money
    The firm may hold and control client money.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
15161994
Company status
Active
Company type
Private limited company
Incorporated
25 September 2023 (3 years old)
Registered office
Sixth Floor Fora Montacute Yards, 186 Shoreditch High Street, London, E1 6HU, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Emma Mohan Director Jun 1987 21 Jan 2025 None
Sharon Gill Miles Director Feb 1977 18 Mar 2026 3 other companies
Steven Michael Farrall Director Jan 1972 2 Jun 2026 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
is FCA-registered
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register, including one no longer authorised
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsAudited

Profit before tax

£0

Not compared: the previous accounts cover a different length of time

Cash at bank

£1.70m

No earlier figure to compare

Employees (average)

0

No earlier figure to compare

Owed within a year

£32.0k

No earlier figure to compare

The previous accounts cover 3 months, so turnover and profit are not compared with them.

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 15161994. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Chip Financial Wealth’s history from the FCA register and Companies House, newest first.

Key events (6) All events (18)

2026

3 June 2026

  • Changed its registered name from "Chip Financial (Investments) Ltd"

FCA register

11 March 2026

  • FCA imposed a requirement (Hold and control client money)

FCA register

2024

1 October 2024

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2023

25 September 2023

  • Incorporated at Companies House
  • Chip Financial Group Ltd took control (75–100% of shares)

Companies House

In the full report: all 18 events

  • All 18 events in its history (6 shown here)
  • Every director appointment and resignation: 9
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Firms connected to Chip Financial Wealth

Other FCA-listed firms that share a director, phone number or address with Chip Financial Wealth. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
1
share its phone number
1

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (1), the same phone number (1), the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Chip Financial Wealth

Other firms of the same type (financial adviser), nearest first.

In London

Ernst & Young LLPLondonAuthorisedGallagher (Administration & Investment) LimitedLondonAuthorisedGallagher Risk & Reward LimitedLondonAuthorisedKroll Securities LtdLondonAuthorisedCambridge Mercantile Risk Management (UK) LtdLondonAuthorisedCapita Pension Solutions LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Chip Financial Wealth

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 18 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Chip Financial Wealth Ltd FCA authorised?
Yes, Chip Financial Wealth Ltd (FRN 1005114) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2024 and works as a financial adviser. The FCA has placed a limit on what it may do.
What is Chip Financial Wealth’s phone number and website?
The FCA register lists the phone number 020 3835 5986 and the website getchip.uk for Chip Financial Wealth. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Chip Financial Wealth a scam or clone?
Chip Financial Wealth is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Chip Financial Wealth?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Chip Financial Wealth to the Financial Ombudsman Service, free of charge.
Who owns Chip Financial Wealth?
Chip Financial Wealth is owned by Chip Financial Group Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 25 September 2023.
Who runs Chip Financial Wealth?
Companies House lists 3 directors of Chip Financial Wealth: Emma Mohan, Sharon Gill Miles and Steven Michael Farrall.
How long has Chip Financial Wealth been in business?
The company was formed on 25 September 2023, and has held its current FCA authorisation since October 2024.
What do Chip Financial Wealth’s latest accounts show?
Its latest accounts, to 31 December 2025, show profit before tax of £0 (not compared: the previous accounts cover a different length of time) and cash at bank of £1.70m (no earlier figure to compare).
Does Chip Financial Wealth use any other names?
It trades as Chip and GetChip. It has previously used the name Chip Financial (Investments) Ltd.

Sources and links

The full report on Chip Financial Wealth Ltd

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