Chrystal & Hill Limited

Reference number: 727320

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When chrystal-hill.co.uk first appeared online, and whether it can receive email
  • What kind of line 0141 880 6600 is
  • Who else gives the postcode G52 4LT
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Chrystal Hill Office Direct Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Credit Broking
  • Entering into Regulated Consumer Hire Agreements as owner
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC036076
Company status
Active
Company type
Private limited company
Incorporated
2 February 1961 (65 years old)
Registered office
40 Kelvin Avenue Hillington Park, Glasgow, G52 4LT, Scotland
Nature of business
  • Retail of furniture, lighting, and similar (not musical instruments or scores) in specialised store (SIC 47599)

Directors and company secretaries

Name Role Born Appointed Other companies
Kara Meg Cunningham Director May 1983 29 May 2014 None
Lynn Lamont Director Mar 1956 16 Nov 2022 None
Craig Cunningham Director Feb 1982 21 Aug 2026 None
Lynn Lamont Secretary Not published 15 Nov 1996 –

In the full report: every company its directors have run

  • Confirmation that these 3 directors run no other company
  • All 9 people who have been directors, with their dates
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Filed accounts and finances

Year to 28 February 2025Small company accountsNot audited

Net assets

£530k

−13% from £608k

Cash at bank

£344k

−2% from £351k

Employees (average)

9

Same as 9

Owed within a year

£342k

+12% from £306k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC036076. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Chrystal & Hill’s history from the FCA register and Companies House, newest first.

Key events (5) All events (20)

2021

31 August 2021

  • Kara Meg Cunningham became a part-owner (25–50% of shares)

Companies House

2017

1 July 2017

  • Lynn Lamont became the majority owner (50–75% of shares)

Companies House

2015

14 December 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

1961

2 February 1961

  • Incorporated at Companies House

Companies House

In the full report: all 20 events

  • All 20 events in its history (5 shown here)
  • Every director appointment and resignation: 11
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Firms connected to Chrystal & Hill

Other FCA-listed firms that share a director, phone number or address with Chrystal & Hill. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Chrystal & Hill

Other firms of the same type (lender), nearest first.

In the Glasgow (G) postcode area

University Court of the University of GlasgowGlasgowAuthorisedAffordable Finance (South) LimitedGlasgowAuthorisedAlex Munro LimitedGlasgowAuthorisedArgyle Consulting LimitedGlasgowAuthorisedCaledonian Consumer Finance LtdGlasgowAuthorisedCarnegie Consumer Finance LimitedGlasgowAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Chrystal & Hill

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 20 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Chrystal & Hill Limited FCA authorised?
Yes, Chrystal & Hill Limited (FRN 727320) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2015 and works as a lender. The FCA has placed no limits on its permissions.
What is Chrystal & Hill’s phone number and website?
The FCA register lists the phone number 0141 880 6600 and the website chrystal-hill.co.uk for Chrystal & Hill. If you were given different contact details, use these to check with the firm before going any further.
Is Chrystal & Hill a scam or clone?
Chrystal & Hill is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Chrystal & Hill?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Chrystal & Hill handles your money, so check the specific product before you commit. You can also refer complaints about Chrystal & Hill to the Financial Ombudsman Service, free of charge.
Who owns Chrystal & Hill?
Companies House lists 2 people with significant control of Chrystal & Hill: Mrs Lynn Lamont (50–75% of shares) and Miss Kara Meg Cunningham (25–50% of shares).
Who runs Chrystal & Hill?
Companies House lists 3 directors of Chrystal & Hill: Kara Meg Cunningham, Lynn Lamont and Craig Cunningham.
How long has Chrystal & Hill been in business?
The company was formed on 2 February 1961, and has held its current FCA authorisation since December 2015.
What do Chrystal & Hill’s latest accounts show?
Its latest accounts, to 28 February 2025, show net assets of £530k (−13% from £608k) and cash at bank of £344k (−2% from £351k).
Does Chrystal & Hill use any other names?
It has previously used the name Chrystal Hill Office Direct.

Sources and links

The full report on Chrystal & Hill Limited

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