Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 10 years
- Protected through the principal
- No FCA actions
- Active company since 2016
- Accounts filed up to 31 March 2025
Responsible principal firm
RICHDALE BROKERS AND FINANCIAL SERVICES LTD. Reference number: 769876 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Clear Mortgage Services Ltd (FRN 752038) is an AR of RICHDALE BROKERS AND FINANCIAL SERVICES LTD. (FRN 769876). When you use Clear Mortgage Services's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Clear Mortgage Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
2 Saxon Road, Walton-on-Thames, Surrey, KT12 3HD, United Kingdom
In the full report: 2 background checks
- What kind of line 01932 240129 is
- Who else gives the postcode KT12 3HD
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Richdale Brokers and Financial Services Ltd., the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 10255119 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 28 June 2016 (10 years old)
- Registered office
- 2 Saxon Road, Walton-On-Thames, KT12 3HD, United Kingdom
- Nature of business
-
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Sin-Yul Lee | Director | Mar 1972 | 28 Jun 2016 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£38.9k
+4.5% from £37.2k
Cash at bank
£104k
+13% from £92.4k
Employees (average)
3
Same as 3
Owed within a year
£66.3k
+17% from £56.9k
Net assets
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 10255119. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Clear Mortgage Services’s history from the FCA register and Companies House, newest first.
2016
7 July 2016
- Became an appointed representative
FCA register
28 June 2016
- Incorporated at Companies House
- Sin-Yul Lee took control (75–100% of shares)
- Sin-Yul Lee appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Clear Mortgage Services
Other firms of the same type (insurance broker), nearest first.
In Walton-on-Thames
In the Kingston upon Thames (KT) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Clear Mortgage Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- 6 years of accounts, charted
- All 4 events in its history
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Frequently asked questions about this firm
Is Clear Mortgage Services Ltd FCA authorised?
What does appointed representative mean for Clear Mortgage Services?
What is Clear Mortgage Services’ phone number?
Is Clear Mortgage Services a scam or clone?
Is my money safe with Clear Mortgage Services?
Who owns Clear Mortgage Services?
Who runs Clear Mortgage Services?
How long has Clear Mortgage Services been in business?
What do Clear Mortgage Services’ latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk