Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 4 years
- Protected through the principal
- No FCA actions
- Active company since 2022
- Accounts filed up to 31 March 2025
- 1 thing worth a closer look in the background checks
Responsible principal firm
St. James's Place Wealth Management Plc Reference number: 195351 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Clearpath Financial Ltd (FRN 975040) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Clearpath Financial's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Clearpath Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
-
Phone number
-
Address
York House, 23 Kingsway, London, WC2B 6UJ, United Kingdom
In the full report: 2 background checks, 1 thing worth a closer look
- What kind of line 07834 494309 is
- Whether WC2B 6UJ is a shared office: 88 other firms give it
Other names (1)
If you were contacted under any of these names, it is this firm.
- Clearpath Trading name: A name it trades under now.
Warning
Scammers have impersonated this firm
Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.
Fake email addresses (1)
- support@cp-group.co
Fake websites (1)
- cp-group.cc
The FCA warning these came from
- cp-group.cc 2 June 2026
Scammers change these details often. Always check the live FCA warning.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
The clone warnings above are scammers using this firm's name, not something the firm has done.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 13983831 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 17 March 2022 (4 years old)
- Registered office
- 7-8 Portmill Lane, Hitchin, Hertfordshire, SG5 1DJ, England
- Nature of business
-
- Financial management (SIC 70221)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Sarbjit Satpal Chahal | Director | Oct 1981 | 17 Mar 2022 | 1 other company |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- closed down
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Net assets
£15.9k
+48% from £10.8k
Cash at bank
£100k
No earlier figure to compare
Employees (average)
1
Same as 1
Owed within a year
£136k
+50% from £91.1k
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 13983831. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Clearpath Financial’s history from the FCA register and Companies House, newest first.
2026
5 June 2026
- Clearpath Financial Holdings Limited became a part-owner (25–50% of shares)
Companies House
2 June 2026
- FCA warned the public about a scam impersonating this firm
FCA warning list
2025
30 April 2025
- Lucy Hawkins became a part-owner (25–50% of shares)
Companies House
2023
30 May 2023
- Began trading as "Clearpath"
FCA register
2022
3 May 2022
- Became an appointed representative
FCA register
17 March 2022
- Incorporated at Companies House
- Sarbjit Satpal Chahal became a part-owner (25–50% of shares)
- Sarbjit Satpal Chahal appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Clearpath Financial
Other firms of the same type (financial adviser), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Clearpath Financial
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 2 background checks on its contact details, 1 flagged
- All 8 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- FCA warning: cp-group.cc fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk