Clearwater Wealth Management

Reference number: 401714

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Clearwater Wealth Management (FRN 401714) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Clearwater Wealth Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Clearwater Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When clearwaterwm.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 7065 2944 is
  • Who else gives the postcode EC2V 5DE
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Martin Rashdi Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Clearwater Wealth Management’s history from the FCA register and Companies House, newest first.

2011

31 January 2011

  • Changed its registered name from "Martin Rashdi"
  • Stopped trading as "Clearwater Wealth Management"

FCA register

2007

2 March 2007

  • Began trading as "Clearwater Wealth Management"

FCA register

2004

29 June 2004

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Clearwater Wealth Management

Other FCA-listed firms that share a director, phone number or address with Clearwater Wealth Management. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share its postcode
5

In the full report: all 5 connected firms, named

  • How each is linked: the same postcode (5)
  • Who links each one: the named directors, with dates
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Firms like Clearwater Wealth Management

Other firms of the same type (financial adviser), nearest first.

In London

SIX Financial Information UK LimitedLondonAppointed representativeMagellan Investment Partners (UK) LimitedLondonAppointed representativeMoonfare UK LimitedLondonAppointed representativeAlpha FX Institutional LimitedLondonAppointed representativeLCP Capital Solutions LimitedLondonAppointed representativeBrighton Park Capital UK LimitedLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Clearwater Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 4 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Clearwater Wealth Management FCA authorised?
Clearwater Wealth Management (FRN 401714) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Clearwater Wealth Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Clearwater Wealth Management (FRN 401714) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Clearwater Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Clearwater Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Clearwater Wealth Management’s phone number and website?
The FCA register lists the phone number 020 7065 2944 and the website clearwaterwm.co.uk for Clearwater Wealth Management. If you were given different contact details, use these to check with the firm before going any further.
Is Clearwater Wealth Management a scam or clone?
Clearwater Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Clearwater Wealth Management?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Clearwater Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Clearwater Wealth Management use any other names?
It has previously used the name Martin Rashdi.

Sources and links

The full report on Clearwater Wealth Management

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