Clifford Ward Funeral Directors Limited

Reference number: 919596

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Golden Charter Limited Reference number: 965279 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Clifford Ward Funeral Directors Limited (FRN 919596) is an AR of Golden Charter Limited (FRN 965279). When you use Clifford Ward Funeral Directors's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Clifford Ward Funeral Directors, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When ward-clifford.org.uk first appeared online, and whether it can receive email
  • What kind of line 01772 885775 is
  • Who else gives the postcode PR1 2UQ
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • Clifford Ward Funeral Directors Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05547317
Company status
Active
Company type
Private limited company
Incorporated
26 August 2005 (21 years old)
Registered office
Mount Pleasant, Corporation Street, Preston, PR1 2UQ, England
Nature of business
  • Funeral and related activities (SIC 96030)

Directors and company secretaries

Name Role Born Appointed Other companies
Richard Billington Director May 1980 16 Oct 2012 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • All 4 people who have been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 30 September 2025Small company accountsNot audited

Net assets

£598k

−13% from £687k

Cash at bank

£73.5k

−54% from £159k

Employees (average)

6

−14% from 7

Owed within a year

£59.8k

−53% from £127k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05547317. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Clifford Ward Funeral Directors’s history from the FCA register and Companies House, newest first.

Key events (9) All events (16)

2023

8 November 2023

  • Changed its registered name from "Clifford Ward Funeral Directors"

FCA register

25 August 2023

  • Katherine Jane Billington became a part-owner (25–50% of shares)

Companies House

2020

15 January 2020

  • Became an appointed representative

FCA register

2019

20 December 2019

  • Clifford Ward gave up control
  • Richard Billington became the majority owner (50–75% of shares)

Companies House

2017

19 September 2017

  • Clifford Ward gave up control
  • Clifford Ward took control (75–100% of shares)

Companies House

2016

6 August 2016

  • Clifford Ward took control (75–100% of shares)

Companies House

2005

26 August 2005

  • Incorporated at Companies House

Companies House

In the full report: all 16 events

  • All 16 events in its history (9 shown here)
  • Every director appointment and resignation: 7
Instant PDF download

Firms like Clifford Ward Funeral Directors

Other firms of the same type (funeral director), nearest first.

In Preston

Billingtons Funeral Directors LimitedPrestonAppointed representativeGreg Hodgkinson LtdPrestonAppointed representativeIan Wilde Independent Funeral Directors LimitedPrestonAppointed representativeMrs K M Caunce, Mr T R Caunce, Mr Rk Caunce & Miss R G CauncePrestonAppointed representativeW & N Houghton Funerals LimitedPrestonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Clifford Ward Funeral Directors

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 16 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Clifford Ward Funeral Directors Limited FCA authorised?
Clifford Ward Funeral Directors Limited (FRN 919596) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Clifford Ward Funeral Directors?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Clifford Ward Funeral Directors Limited (FRN 919596) is an AR of Golden Charter Limited (FRN 965279). When you use Clifford Ward Funeral Directors's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Clifford Ward Funeral Directors, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Clifford Ward Funeral Directors’ phone number and website?
The FCA register lists the phone number 01772 885775 and the website ward-clifford.org.uk for Clifford Ward Funeral Directors. If you were given different contact details, use these to check with the firm before going any further.
Is Clifford Ward Funeral Directors a scam or clone?
Clifford Ward Funeral Directors is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Clifford Ward Funeral Directors?
Protection works through Golden Charter Limited, the principal firm responsible for Clifford Ward Funeral Directors's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Clifford Ward Funeral Directors?
Companies House lists 2 people with significant control of Clifford Ward Funeral Directors: Mr Richard Billington (50–75% of shares) and Mrs Katherine Jane Billington (25–50% of shares). Before that, it was controlled by Mr Clifford Ward.
Who runs Clifford Ward Funeral Directors?
Companies House lists one director of Clifford Ward Funeral Directors: Richard Billington.
How long has Clifford Ward Funeral Directors been in business?
The company was formed on 26 August 2005.
What do Clifford Ward Funeral Directors’ latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £598k (−13% from £687k) and cash at bank of £73.5k (−54% from £159k).
Does Clifford Ward Funeral Directors use any other names?
It has previously used the name Clifford Ward Funeral Directors.

Sources and links

The full report on Clifford Ward Funeral Directors Limited

£19.99 · Instant PDF download

Loading secure checkout…