W & N Houghton Funerals Limited

Reference number: 983402

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Golden Charter Limited Reference number: 965279 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • W & N HOUGHTON FUNERALS LIMITED (FRN 983402) is an AR of Golden Charter Limited (FRN 965279). When you use W & N HOUGHTON FUNERALS's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from W & N HOUGHTON FUNERALS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01772 782291

  • Address

    William Houghton Funeral Director, Chapel Hill, Longridge, Preston, Lancashire, PR3 3JY, United Kingdom

In the full report: 2 background checks

  • What kind of line 01772 782291 is
  • Who else gives the postcode PR3 3JY
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Simply funerals by William Houghton Funeral Directors Trading name
  • William Houghton Funeral Directors Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04471287
Company status
Active
Company type
Private limited company
Incorporated
27 June 2002 (24 years old)
Registered office
Btc House, Chapel Hill, Longridge, Preston, Lancashire, PR3 3JY
Nature of business
  • Funeral and related activities (SIC 96030)

Directors and company secretaries

Name Role Born Appointed Other companies
Nicholas Rutherford Houghton Director Aug 1977 27 Jun 2002 1 other company
Gillian Maria White Director Dec 1976 22 Sep 2016 None
Nicholas Rutherford Houghton Secretary Not published 14 Nov 2005 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Small company accountsNot audited

Net assets

£730k

−21% from £928k

Cash at bank

£357k

−23% from £460k

Employees (average)

19

+5.6% from 18

Owed within a year

£138k

+90% from £72.5k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04471287. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

W & N Houghton Funerals’s history from the FCA register and Companies House, newest first.

Key events (5) All events (13)

2022

14 September 2022

  • Became an appointed representative

FCA register

2019

5 December 2019

  • Nicholas Rutherford Houghton gave up control
  • Wnh Holdings Limited took control (75–100% of shares)

Companies House

2016

6 April 2016

  • Nicholas Rutherford Houghton took control (75–100% of shares)

Companies House

2002

27 June 2002

  • Incorporated at Companies House

Companies House

In the full report: all 13 events

  • All 13 events in its history (5 shown here)
  • Every director appointment and resignation: 6
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Firms connected to W & N Houghton Funerals

Other FCA-listed firms that share a director, phone number or address with W & N Houghton Funerals. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like W & N Houghton Funerals

Other firms of the same type (funeral director), nearest first.

In Preston

Billingtons Funeral Directors LimitedPrestonAppointed representativeClifford Ward Funeral Directors LimitedPrestonAppointed representativeGreg Hodgkinson LtdPrestonAppointed representativeIan Wilde Independent Funeral Directors LimitedPrestonAppointed representativeMrs K M Caunce, Mr T R Caunce, Mr Rk Caunce & Miss R G CauncePrestonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on W & N Houghton Funerals

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 13 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is W & N Houghton Funerals Limited FCA authorised?
W & N Houghton Funerals Limited (FRN 983402) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for W & N Houghton Funerals?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. W & N Houghton Funerals Limited (FRN 983402) is an AR of Golden Charter Limited (FRN 965279). When you use W & N Houghton Funerals's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from W & N Houghton Funerals, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is W & N Houghton Funerals’ phone number?
The FCA register lists the phone number 01772 782291 for W & N Houghton Funerals. If you were given different contact details, use these to check with the firm before going any further.
Is W & N Houghton Funerals a scam or clone?
W & N Houghton Funerals is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with W & N Houghton Funerals?
Protection works through Golden Charter Limited, the principal firm responsible for W & N Houghton Funerals's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns W & N Houghton Funerals?
W & N Houghton Funerals is owned by Wnh Holdings Limited, which holds 75–100% of shares and 75–100% of votes, since 5 December 2019. Before that, it was controlled by Mr Nicholas Rutherford Houghton.
Who runs W & N Houghton Funerals?
Companies House lists 2 directors of W & N Houghton Funerals: Nicholas Rutherford Houghton and Gillian Maria White.
How long has W & N Houghton Funerals been in business?
The company was formed on 27 June 2002.
What do W & N Houghton Funerals’ latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £730k (−21% from £928k) and cash at bank of £357k (−23% from £460k).
Does W & N Houghton Funerals use any other names?
It trades as Simply funerals by William Houghton Funeral Directors and William Houghton Funeral Directors.

Sources and links

The full report on W & N Houghton Funerals Limited

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