Club Insure Limited

Reference number: 304875

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When club-insure.co.uk first appeared online, and whether it can receive email
  • What kind of line 0113 281 8110 is, and the other firm that gives it
  • Who else gives the postcode LS19 7ZA
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Other names (13)

If you were contacted under any of these names, it is this firm.

  • AssuredPartners Trading name
  • Bingo Insure Trading name
  • Hotel Insure Trading name
  • Insure Our Event Trading name
  • NDML Trading name
  • NDML by Club Insure Trading name
  • Nightclub Direct Trading name
  • Nightclub Direct by Club Insure Trading name
  • Nightclub Direct & Millenium Leisure Trading name
  • Protect My Booking Trading name
  • Restaurant Insure Trading name
  • Nightclub Direct & Millenium Leisure Ltd Former name
  • Clubsure by NDML Ltd. Former trading name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (8 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Debt Administration
  • Debt-collecting
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03535054
Company status
Active
Company type
Private limited company
Incorporated
25 March 1998 (28 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Michelle Bree Director Jun 1986 17 Oct 2025 8 other companies
David Michael Edwin Cousins Director Jan 1973 17 Oct 2025 11 other companies
Michael Peter Rea Director Feb 1966 12 Nov 2025 2 other companies
Nicholas George Robert Harris Director May 1974 21 Nov 2025 29 other companies
James Oliver Whittingham Director Aug 1977 24 Nov 2025 11 other companies

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
39
closed down
7
are FCA-registered
16

In the full report: all 39 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 16 on the FCA register, including one no longer authorised
  • The 11 companies these 5 directors run together
  • All 15 people who have ever been directors, with their dates
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Filed accounts and finances

8 months to 31 December 2023Full accountsAudited

Profit before tax

£1.44m

Not compared: the previous accounts cover a different length of time

Net assets

£4.84m

+27% from £3.81m

Cash at bank

£5.04m

+22% from £4.14m

Employees (average)

47

−15% from 55

The previous accounts cover 12 months, so turnover and profit are not compared with them.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 03535054. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Club Insure’s history from the FCA register and Companies House, newest first.

Key events (8) All events (53)

2023

1 December 2023

  • Assuredpartners International Limited took control (75–100% of shares)
  • Justin Carlos Jose Romero-Trigo stopped being the majority owner

Companies House

2016

6 April 2016

  • Justin Carlos Jose Romero-Trigo became the majority owner (50–75% of shares)

Companies House

2013

16 October 2013

  • Changed its registered name from "Nightclub Direct & Millenium Leisure Ltd"

FCA register

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1998

25 March 1998

  • Incorporated at Companies House

Companies House

In the full report: all 53 events

  • All 53 events in its history (8 shown here)
  • Every director appointment and resignation: 23
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Firms connected to Club Insure

Other FCA-listed firms that share a director, phone number or address with Club Insure. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
12
share a director
12
share its phone number
1

In the full report: all 12 connected firms, named

  • How each is linked: shared directors (12), the same phone number (1), the same postcode (1)
  • Who links each one: the named directors, with dates
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Firms like Club Insure

Other firms of the same type (insurance broker), nearest first.

In West Yorkshire

Romero Insurance Brokers LimitedWest YorkshireAuthorised

In the Leeds (LS) postcode area

Lloyds Bank Insurance Services LimitedLeedsAuthorisedEllio Cx LimitedLeedsAuthorisedEddisons Insurance Services LimitedLeedsAuthorisedALS Albion LimitedLeedsAuthorisedBartlett & Company LimitedLeedsAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Club Insure

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 39 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 53 events in its history
  • 12 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Club Insure Limited FCA authorised?
Yes, Club Insure Limited (FRN 304875) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Club Insure’s phone number and website?
The FCA register lists the phone number 0113 281 8110 and the website club-insure.co.uk for Club Insure. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Club Insure a scam or clone?
Club Insure is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Club Insure?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Club Insure to the Financial Ombudsman Service, free of charge.
Who owns Club Insure?
Club Insure is owned by Assuredpartners International Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 1 December 2023. Before that, it was controlled by Mr Justin Carlos Jose Romero-Trigo.
Who runs Club Insure?
Companies House lists 5 directors of Club Insure: Michelle Bree, David Michael Edwin Cousins, Michael Peter Rea, Nicholas George Robert Harris and James Oliver Whittingham.
How long has Club Insure been in business?
The company was formed on 25 March 1998, and has held its current FCA authorisation since January 2005.
What do Club Insure’s latest accounts show?
Its latest accounts, to 31 December 2023, show profit before tax of £1.44m (not compared: the previous accounts cover a different length of time) and net assets of £4.84m (+27% from £3.81m).
Does Club Insure use any other names?
It trades as AssuredPartners, Bingo Insure, Hotel Insure, Insure Our Event and NDML, and 6 more names. It has previously used 2 other names: Nightclub Direct & Millenium Leisure Ltd and Clubsure by NDML Ltd..

Sources and links

The full report on Club Insure Limited

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