Commodore Finance Ltd

Reference number: 461175

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Julian Harris Financial Consultants Reference number: 153566 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Commodore Finance Ltd (FRN 461175) is an AR of Julian Harris Financial Consultants (FRN 153566). When you use Commodore Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Commodore Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When commordorefinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 01745 850653 is
  • Who else gives the postcode LL19 9LW
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Julian Harris Financial Consultants, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Confirmation statement is overdue at Companies House.
Company name
COMMODORE FINANCE LIMITED
Company number
05924654
Company status
Active
Company type
Private limited company
Incorporated
5 September 2006 (20 years old)
Registered office
Commodore House 17 Lon Delyn, Prestatyn, Denbighshire, LL19 9LW
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Catherine Mary Williams Director May 1977 5 Sep 2006 3 other companies
Paul Lloyd Williams Director Oct 1957 5 Sep 2006 2 other companies
Catherine Mary Williams Secretary Not published 5 Sep 2006 3 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
3
run together
2

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 companies these 2 directors run together
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Micro-entity accountsNot audited

Net assets

£28.9k

−16% from £34.6k

Employees (average)

4

−20% from 5

Owed within a year

£16.5k

+95% from £8,496

The accounts for the year to 30 September 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £135k, for the year to 30 September 2024.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 05924654. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Commodore Finance’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Catherine Mary Williams became a part-owner (25–50% of shares)
  • Paul Lloyd Williams became a part-owner (25–50% of shares)

Companies House

2006

11 December 2006

  • Became an appointed representative

FCA register

5 September 2006

  • Incorporated at Companies House
  • Catherine Mary Williams appointed as a director
  • Paul Lloyd Williams appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Commodore Finance

Other firms of the same type (financial adviser), nearest first.

In the Llandudno (LL) postcode area

75point3 Financial Planning LLPColwyn BayAppointed representative75point3@williamsdenton LtdColwyn BayAppointed representativeAdam James Financial Solutions LimitedWrexhamAppointed representativeAntony David EarleyAppointed representativeAscent Financial Planning LimitedSt. AsaphAppointed representativeBruce & Associates Wealth Management LtdColwyn BayAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Commodore Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is Commodore Finance Ltd FCA authorised?
Commodore Finance Ltd (FRN 461175) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Commodore Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Commodore Finance Ltd (FRN 461175) is an AR of Julian Harris Financial Consultants (FRN 153566). When you use Commodore Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Commodore Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Commodore Finance’s phone number and website?
The FCA register lists the phone number 01745 850653 and the website commordorefinance.co.uk for Commodore Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Commodore Finance a scam or clone?
Commodore Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Commodore Finance?
Protection works through Julian Harris Financial Consultants, the principal firm responsible for Commodore Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Commodore Finance?
Companies House lists 2 people with significant control of Commodore Finance: Mrs Catherine Mary Williams (25–50% of shares) and Mr Paul Lloyd Williams (25–50% of shares).
Who runs Commodore Finance?
Companies House lists 2 directors of Commodore Finance: Catherine Mary Williams and Paul Lloyd Williams.
How long has Commodore Finance been in business?
The company was formed on 5 September 2006.
What do Commodore Finance’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £28.9k (−16% from £34.6k).

Sources and links

The full report on Commodore Finance Ltd

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