Cox Financial Limited

Reference number: 714717

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When coxfinancial.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 3876 2670 is
  • Who else gives the postcode EC2V 8EH
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (10 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
29 July 2015 (11 years old)
Registered office
28 King Street, London, EC2V 8EH, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Oliver Charles Cox Director Sep 1977 29 Jul 2015 23 other companies
Adam John Lythgoe Director Jun 1986 12 Nov 2018 1 other company
Gary Michael Edwards Director Apr 1988 15 Nov 2025 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
24
closed down
7
still active
17

In the full report: all 24 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 July 2025Small company accountsNot audited

Net assets

£325k

+18% from £276k

Cash at bank

£218k

+4.9% from £208k

Employees (average)

3

Same as 3

Owed within a year

£187k

+70% from £110k

Net assets

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09709519. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Cox Financial’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Oliver Cox took control (75–100% of shares)

Companies House

4 January 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2015

29 July 2015

  • Incorporated at Companies House

Companies House

In the full report: all 9 events

  • All 9 events in its history (4 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Cox Financial

Other FCA-listed firms that share a director, phone number or address with Cox Financial. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Cox Financial

Other firms of the same type (financial adviser), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Cox Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 24 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 9 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Cox Financial Limited FCA authorised?
Yes, Cox Financial Limited (FRN 714717) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2016 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Cox Financial’s phone number and website?
The FCA register lists the phone number 020 3876 2670 and the website coxfinancial.co.uk for Cox Financial. If you were given different contact details, use these to check with the firm before going any further.
Is Cox Financial a scam or clone?
Cox Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Cox Financial?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Cox Financial to the Financial Ombudsman Service, free of charge.
Who owns Cox Financial?
Companies House lists one person with significant control of Cox Financial: Mr Oliver Cox (75–100% of shares).
Who runs Cox Financial?
Companies House lists 3 directors of Cox Financial: Oliver Charles Cox, Adam John Lythgoe and Gary Michael Edwards.
How long has Cox Financial been in business?
The company was formed on 29 July 2015, and has held its current FCA authorisation since January 2016.
What do Cox Financial’s latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £325k (+18% from £276k) and cash at bank of £218k (+4.9% from £208k).

Sources and links

The full report on Cox Financial Limited

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