Crawford Mulholland Commercial Ltd: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 2 years
Protected through the principal
No FCA actions
Active company since 2024
Accounts filed up to 31 January 2025

Responsible principal firm

Optimum Commercial Solutions Ltd Reference number: 808754 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Crawford Mulholland Commercial Ltd (FRN 1010205) is an AR of Optimum Commercial Solutions Ltd (FRN 808754). When you use Crawford Mulholland Commercial's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Crawford Mulholland Commercial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

07541 394416
Address

503 Lisburn Road, Belfast, Northern Ireland, BT9 7EZ, United Kingdom

In the full report: 2 background checks

What kind of line 07541 394416 is
Who else gives the postcode BT9 7EZ

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Optimum Commercial Solutions Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: NI707937 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 10 January 2024 (2 years old)
Registered office: 348 Lisburn Road, Belfast, BT9 6GH, Northern Ireland
Nature of business: Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Mark John Crawford	Director	Jul 1980	10 Jan 2024	2 other companies
Samuel Richard Mulholland	Director	May 1992	10 Jan 2024	2 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 2
still active: 2
are FCA-registered: 2

In the full report: all 2 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The 2 on the FCA register
The 2 companies these 2 directors run together
All 3 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 January 2025Dormant company accountsNot audited

Net assets

£100

No earlier figure to compare

Cash at bank

£100

No earlier figure to compare

These accounts were filed as dormant: the company reported no significant trading in the period.

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company NI707937. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Crawford Mulholland Commercial’s history from the FCA register and Companies House, newest first.

Key events (6) All events (10)

2024

22 March 2024

Became an appointed representative

FCA register

11 January 2024

Samuel Richard Mulholland became a part-owner (25–50% of shares)

Companies House

10 January 2024

Incorporated at Companies House
Mark John Crawford became a part-owner (25–50% of shares)
Sam Richard Mulholland became a part-owner (25–50% of shares)
Sam Richard Mulholland stopped being a part-owner

Companies House

In the full report: all 10 events

All 10 events in its history (6 shown here)
Every director appointment and resignation: 4

Firms connected to Crawford Mulholland Commercial

Other FCA-listed firms that share a director, phone number or address with Crawford Mulholland Commercial. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 3
share a director: 2
share its postcode: 1

In the full report: all 3 connected firms, named

How each is linked: shared directors (2), the same postcode (1)
Who links each one: the named directors, with dates

Firms like Crawford Mulholland Commercial

Other firms of the same type (credit broker), nearest first.

In Belfast

Irish National Teachers OrganisationBelfastAppointed representative Active Money Solutions LimitedBelfastAppointed representative Aleksandr BorisovBelfastAppointed representative Aran McCorryBelfastAppointed representative Ashwood Commercial Finance LLPBelfastAppointed representative Christopher ScannellBelfastAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Crawford Mulholland Commercial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

2 other companies its directors have run, named
2 background checks on its contact details
All 10 events in its history
3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Crawford Mulholland Commercial Ltd FCA authorised?

Crawford Mulholland Commercial Ltd (FRN 1010205) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Crawford Mulholland Commercial?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Crawford Mulholland Commercial Ltd (FRN 1010205) is an AR of Optimum Commercial Solutions Ltd (FRN 808754). When you use Crawford Mulholland Commercial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Crawford Mulholland Commercial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Crawford Mulholland Commercial’s phone number?

The FCA register lists the phone number 07541 394416 for Crawford Mulholland Commercial. If you were given different contact details, use these to check with the firm before going any further.

Is Crawford Mulholland Commercial a scam or clone?

Crawford Mulholland Commercial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Crawford Mulholland Commercial?

Protection works through Optimum Commercial Solutions Ltd, the principal firm responsible for Crawford Mulholland Commercial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Crawford Mulholland Commercial?

Companies House lists 2 people with significant control of Crawford Mulholland Commercial: Mr Samuel Richard Mulholland (25–50% of shares) and Mr Mark John Crawford (25–50% of shares). Before that, it was controlled by Mr Sam Richard Mulholland.

Who runs Crawford Mulholland Commercial?

Companies House lists 2 directors of Crawford Mulholland Commercial: Mark John Crawford and Samuel Richard Mulholland.

How long has Crawford Mulholland Commercial been in business?

The company was formed on 10 January 2024.

What do Crawford Mulholland Commercial’s latest accounts show?

Its latest accounts, to 31 January 2025, show net assets of £100 (no earlier figure to compare) and cash at bank of £100 (no earlier figure to compare).