Creative Waste Solutions Ltd

Reference number: 1055498

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

WSC Finance Ltd Reference number: 986899 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Creative Waste Solutions Ltd (FRN 1055498) introduces customers to WSC Finance Ltd (FRN 986899). Any regulated advice or arranging is done by the principal, not Creative Waste Solutions.
  • Example: if Creative Waste Solutions refers you to a financial adviser, the advice should come from the principal firm, not from Creative Waste Solutions itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When cwsltd.com first appeared online, and whether it can receive email
  • What kind of line 01908 733226 is
  • Who else gives the postcode MK19 6DG
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Creative Asset Finance Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through WSC Finance Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10494623
Company status
Active
Company type
Private limited company
Incorporated
24 November 2016 (9 years old)
Registered office
Henge Barn Pury Hill Business Park, Alderton Road, Towcester, Northamptonshire, NN12 7LS, England
Nature of business
  • Treatment and disposal of non-hazardous waste (SIC 38210)
  • Treatment and disposal of hazardous waste (SIC 38220)
  • Remediation activities and other waste management services (SIC 39000)

Directors and company secretaries

Name Role Born Appointed Other companies
Ashley Barrett Director May 1986 24 Nov 2016 6 other companies
Stephanie Barrett Director Jul 1989 24 Nov 2016 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
still active
5
went insolvent
1

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 1 company these 2 directors run together
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 November 2025Small company accountsNot audited

Net assets

£366k

−39% from £605k

Cash at bank

£256k

+39% from £185k

Employees (average)

13

Same as 13

Owed within a year

£4.35m

+1.2% from £4.30m

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10494623. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Creative Waste Solutions’s history from the FCA register and Companies House, newest first.

Key events (4) All events (13)

2026

28 April 2026

  • Became an introducer appointed representative

FCA register

2016

24 November 2016

  • Incorporated at Companies House
  • Ashley Barrett became a part-owner (25–50% of shares)
  • Stephanie Barrett became a part-owner (25–50% of shares)

Companies House

In the full report: all 13 events

  • All 13 events in its history (4 shown here)
  • Every director appointment and resignation: 8
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Firms like Creative Waste Solutions

Other firms of the same type (credit broker), nearest first.

In Milton Keynes

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Creative Waste Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 13 events in its history

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Frequently asked questions about this firm

Is Creative Waste Solutions Ltd FCA authorised?
Creative Waste Solutions Ltd (FRN 1055498) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Creative Waste Solutions?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Creative Waste Solutions Ltd (FRN 1055498) introduces customers to WSC Finance Ltd (FRN 986899). Any regulated advice or arranging is done by the principal, not Creative Waste Solutions. Example: if Creative Waste Solutions refers you to a financial adviser, the advice should come from the principal firm, not from Creative Waste Solutions itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Creative Waste Solutions’ phone number and website?
The FCA register lists the phone number 01908 733226 and the website cwsltd.com for Creative Waste Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Creative Waste Solutions a scam or clone?
Creative Waste Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Creative Waste Solutions?
Protection works through WSC Finance Ltd, the principal firm responsible for Creative Waste Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Creative Waste Solutions?
Companies House lists 2 people with significant control of Creative Waste Solutions: Mr Ashley Barrett (25–50% of shares) and Mrs Stephanie Barrett (25–50% of shares).
Who runs Creative Waste Solutions?
Companies House lists 2 directors of Creative Waste Solutions: Ashley Barrett and Stephanie Barrett.
How long has Creative Waste Solutions been in business?
The company was formed on 24 November 2016.
What do Creative Waste Solutions’ latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of £366k (−39% from £605k) and cash at bank of £256k (+39% from £185k).
Does Creative Waste Solutions use any other names?
It trades as Creative Asset Finance.

Sources and links

The full report on Creative Waste Solutions Ltd

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