Croydon Claims & Building Services Ltd

Reference number: 1000440

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

CONCEPT BUILDING SOLUTIONS UK LIMITED Reference number: 989782 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Croydon Claims & Building Services Ltd (FRN 1000440) is an AR of CONCEPT BUILDING SOLUTIONS UK LIMITED (FRN 989782). When you use Croydon Claims & Building Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Croydon Claims & Building Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07507 633903

  • Address

    Jubilee House, East Beach, Lytham St. Annes, Lancashire, FY8 5FT, United Kingdom

In the full report: 2 background checks

  • What kind of line 07507 633903 is
  • Who else gives the postcode FY8 5FT
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Concept Claim Solutions (Croydon) Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Concept Building Solutions UK Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14917859
Company status
Active
Company type
Private limited company
Incorporated
6 June 2023 (3 years old)
Registered office
C/O Chartered Plus, 86 - 90 Paul Street, London, EC2A 4NE, England
Nature of business
  • Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name Role Born Appointed Other companies
Olubunmi Esan Director Jan 1968 6 Jun 2023 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 30 June 2025Small company accountsNot audited

Net assets

−£6,766

Up £1,796 from −£8,562

Cash at bank

−£1,050

−153% from £1,969

Employees (average)

0

Same as 0

Owed within a year

£48.8k

No earlier figure to compare

Net assets are negative: on its last balance sheet the company owed £6,766 more than it owned.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14917859. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Croydon Claims & Building Services’s history from the FCA register and Companies House, newest first.

2023

26 July 2023

  • Became an appointed representative
  • Began trading as "Concept Claim Solutions (Croydon)"

FCA register

6 June 2023

  • Incorporated at Companies House
  • Olubunmi Esan took control (75–100% of shares)
  • Olubunmi Esan appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Croydon Claims & Building Services

Other firms of the same type (insurance broker), nearest first.

In Lytham St. Annes

FEC Mutual LimitedLytham St. AnnesAppointed representativeHomestead Consultancy Services LimitedLytham St. AnnesAppointed representativeJames StephensonLytham St. AnnesAppointed representativeJohn ChadwickLytham St. AnnesAppointed representativeMatthew James Insurance Brokers LtdLytham St. AnnesAppointed representativeSell My Park Home LimitedLytham St. AnnesAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Croydon Claims & Building Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 5 events in its history

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Frequently asked questions about this firm

Is Croydon Claims & Building Services Ltd FCA authorised?
Croydon Claims & Building Services Ltd (FRN 1000440) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Croydon Claims & Building Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Croydon Claims & Building Services Ltd (FRN 1000440) is an AR of CONCEPT BUILDING SOLUTIONS UK LIMITED (FRN 989782). When you use Croydon Claims & Building Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Croydon Claims & Building Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Croydon Claims & Building Services’ phone number?
The FCA register lists the phone number 07507 633903 for Croydon Claims & Building Services. If you were given different contact details, use these to check with the firm before going any further.
Is Croydon Claims & Building Services a scam or clone?
Croydon Claims & Building Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Croydon Claims & Building Services?
Protection works through Concept Building Solutions UK Limited, the principal firm responsible for Croydon Claims & Building Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Croydon Claims & Building Services?
Companies House lists one person with significant control of Croydon Claims & Building Services: Mr Olubunmi Esan (75–100% of shares).
Who runs Croydon Claims & Building Services?
Companies House lists one director of Croydon Claims & Building Services: Olubunmi Esan.
How long has Croydon Claims & Building Services been in business?
The company was formed on 6 June 2023.
What do Croydon Claims & Building Services’ latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of −£6,766 (up £1,796 from −£8,562) and cash at bank of −£1,050 (−153% from £1,969).
Does Croydon Claims & Building Services use any other names?
It trades as Concept Claim Solutions (Croydon).

Sources and links

The full report on Croydon Claims & Building Services Ltd

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