Culver Financial Management Limited

Reference number: 114852

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When culverfinancial.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 4570 3812 is
  • Who else gives the postcode W1S 1HN
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Other names (17)

If you were contacted under any of these names, it is this firm.

  • Culver Insurance Brokers Limited Former name
  • Culver Richards Limited Former name
  • D.G. Durham Richards Limited Former name
  • R.I. Richards Limited Former name
  • AAC Former trading name
  • AAC Direct Former trading name
  • AAC Network Former trading name
  • Culver Employee Benefits Former trading name
  • Culver Financial Planning Former trading name
  • Culver Healthcare Consulting Former trading name
  • Culver Insurance Brokers Former trading name
  • Culver Insurance Brokers (incorporating Greenstock) Former trading name
  • Culver Stuart Former trading name
  • Culver Trade Credit Former trading name
  • Culver Wealth Management Former trading name
  • Regent Wealth Management Former trading name
  • Sextant Advisers Former trading name

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (1)
  • 07440 432244
Fake email addresses (4)
  • culverfinmanagement@outlook.com
  • inf@culverfinmanagement.com
  • info@culverfinmanagement.com
  • koho@admin.tus.ac.jp
Fake websites (1)
  • culverfinmanagement.com
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
01157569
Company status
Active
Company type
Private limited company
Incorporated
18 January 1974 (52 years old)
Registered office
13 Hanover Square, Mayfair, London, W1S 1HN, United Kingdom
Nature of business
  • Life insurance (SIC 65110)
  • Non-life insurance (SIC 65120)
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Richard Simon Derick Brazier Director Sep 1973 30 Jun 2014 5 other companies
Christopher John Yates Director May 1954 9 Feb 2016 42 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
44
closed down
26
went insolvent
2

In the full report: all 44 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • The 2 that went into liquidation or administration
  • The 3 companies these 2 directors run together
  • All 24 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Total equity

£71.0k

+39% from £51.0k

Cash at bank

£52.0k

+189% from £18.0k

Employees (average)

4,000

Same as 4,000

Owed within a year

£58.0k

Same as £58.0k

The accounts for the year to 31 March 2026 do not tag profit before tax in a form that can be read automatically, so it is not shown. The last tagged figure is £30.0k, for the year to 31 March 2025.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 01157569. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Culver Financial Management’s history from the FCA register and Companies House, newest first.

Key events (15) All events (89)

2024

14 October 2024

  • FCA warned the public about a scam impersonating this firm

FCA warning list

2018

31 March 2018

  • Culver Limited gave up control
  • Ince Wealth Limited took control (75–100% of shares)

Companies House

2016

6 April 2016

  • Culver Limited took control (75–100% of shares)

Companies House

2014

30 June 2014

  • Board replaced: its only director left and a new director took over

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Board replaced: both directors left and a new director took over

Companies House

2001

1 December 2001

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

21 May 2001

  • Changed its registered name from "Culver Insurance Brokers Limited"

FCA register

1999

1 July 1999

  • Changed its registered name from "Culver Richards Limited"

FCA register

1995

11 September 1995

  • Regulated by the Personal Investment Authority from this date

FCA register

1993

19 March 1993

  • Changed its registered name from "D.G. Durham Richards Limited"

FCA register

1989

21 March 1989

  • Changed its registered name from "R.I. Richards Limited"

FCA register

1974

18 January 1974

  • Incorporated at Companies House

Companies House

In the full report: all 89 events

  • All 89 events in its history (15 shown here)
  • Every director appointment and resignation: 44
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Firms like Culver Financial Management

Other firms of the same type (financial adviser), nearest first.

In London

Ernst & Young LLPLondonAuthorisedGallagher (Administration & Investment) LimitedLondonAuthorisedGallagher Risk & Reward LimitedLondonAuthorisedKroll Securities LtdLondonAuthorisedCambridge Mercantile Risk Management (UK) LtdLondonAuthorisedCapita Pension Solutions LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Culver Financial Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 44 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 89 events in its history

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Frequently asked questions about this firm

Is Culver Financial Management Limited FCA authorised?
Yes, Culver Financial Management Limited (FRN 114852) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2001 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Culver Financial Management’s phone number and website?
The FCA register lists the phone number 020 4570 3812 and the website culverfinancial.co.uk for Culver Financial Management. If you were given different contact details, use these to check with the firm before going any further.
Is Culver Financial Management a scam or clone?
Scammers have impersonated Culver Financial Management: the FCA has published a warning about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for Culver Financial Management, shown on this page.
Is my money safe with Culver Financial Management?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Culver Financial Management to the Financial Ombudsman Service, free of charge.
Who owns Culver Financial Management?
Culver Financial Management is owned by Ince Wealth Limited, which holds 75–100% of shares, since 31 March 2018. Before that, it was controlled by Culver Limited.
Who runs Culver Financial Management?
Companies House lists 2 directors of Culver Financial Management: Richard Simon Derick Brazier and Christopher John Yates.
How long has Culver Financial Management been in business?
The company was formed on 18 January 1974, and has held its current FCA authorisation since December 2001.
What do Culver Financial Management’s latest accounts show?
Its latest accounts, to 31 March 2026, show total equity of £71.0k (+39% from £51.0k) and cash at bank of £52.0k (+189% from £18.0k).
Does Culver Financial Management use any other names?
It has previously used 17 other names, including Culver Insurance Brokers Limited, Culver Richards Limited and D.G. Durham Richards Limited.

Sources and links

The full report on Culver Financial Management Limited

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