David Scott (Blairgowrie) Limited

Reference number: 980306

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • David Scott (Blairgowrie) Limited (FRN 980306) is an AR of Golden Charter Limited (FRN 965279). When you use David Scott (Blairgowrie)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from David Scott (Blairgowrie), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01250 876400

  • Address

    TC MMG, 78-84 Bell Street, Dundee, Dundee City, DD1 1RQ, United Kingdom

In the full report: 2 background checks

  • What kind of line 01250 876400 is
  • Who else gives the postcode DD1 1RQ
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
7 October 1996 (30 years old)
Registered office
78-84 Bell St, Dundee, DD1 1RQ, United Kingdom
Nature of business
  • Funeral and related activities (SIC 96030)

Directors and company secretaries

Name Role Born Appointed Other companies
Margot Jane Mary Mackay Director Jul 1962 14 Apr 2005 None
William Mackay Director Oct 1960 14 Apr 2005 None
Michelle Jane Bruce Director Jan 1991 1 Feb 2016 None
Martin William Mackay Director Dec 1988 1 Feb 2016 None
Margot Jane Mary Mackay Secretary Not published 31 Mar 2005 None

In the full report: every company its directors have run

  • Confirmation that these 4 directors run no other company
  • All 7 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 October 2025Full accountsNot audited

Net assets

£129k

−36% from £202k

Cash at bank

£84.2k

No earlier figure to compare

Owed within a year

£170k

−12% from £194k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company SC168837. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

David Scott (Blairgowrie)’s history from the FCA register and Companies House, newest first.

2022

3 August 2022

  • Became an appointed representative

FCA register

2016

6 April 2016

  • Margot Jane Mary Mackay became a part-owner (25–50% of shares)
  • William Mackay became a part-owner (25–50% of shares)

Companies House

2005

15 April 2005

  • Board replaced: all 3 directors left and 2 new directors took over

Companies House

1996

7 October 1996

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (5 shown here)
  • Every director appointment and resignation: 10
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Firms like David Scott (Blairgowrie)

Other firms of the same type (funeral director), nearest first.

In Dundee

In the Dundee (DD) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on David Scott (Blairgowrie)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 15 events in its history

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Frequently asked questions about this firm

Is David Scott (Blairgowrie) Limited FCA authorised?
David Scott (Blairgowrie) Limited (FRN 980306) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for David Scott (Blairgowrie)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. David Scott (Blairgowrie) Limited (FRN 980306) is an AR of Golden Charter Limited (FRN 965279). When you use David Scott (Blairgowrie)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from David Scott (Blairgowrie), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is David Scott (Blairgowrie)’s phone number?
The FCA register lists the phone number 01250 876400 for David Scott (Blairgowrie). If you were given different contact details, use these to check with the firm before going any further.
Is David Scott (Blairgowrie) a scam or clone?
David Scott (Blairgowrie) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with David Scott (Blairgowrie)?
Protection works through Golden Charter Limited, the principal firm responsible for David Scott (Blairgowrie)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns David Scott (Blairgowrie)?
Companies House lists 2 people with significant control of David Scott (Blairgowrie): Mr William Mackay (25–50% of shares) and Mrs Margot Jane Mary Mackay (25–50% of shares).
Who runs David Scott (Blairgowrie)?
Companies House lists 4 directors of David Scott (Blairgowrie): Margot Jane Mary Mackay, William Mackay, Michelle Jane Bruce and Martin William Mackay.
How long has David Scott (Blairgowrie) been in business?
The company was formed on 7 October 1996.
What do David Scott (Blairgowrie)’s latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £129k (−36% from £202k) and cash at bank of £84.2k (no earlier figure to compare).

Sources and links

The full report on David Scott (Blairgowrie) Limited

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